One man invested it and lost it, and never made an effort to reimburse the lady, who broke her engagement in consequence, after two unhappy years. Another went away owing the money, and was never again heard from. The third married the unwise woman who had loaned him her competence, and continued to look to her for support.

Therefore, my dear Nanette, I would urge you to think twice, and yet a third time, before you lend your fiancé your savings.

Tell him frankly that you will feel more respect for him if he is willing to sacrifice comfort and save from his own income enough to lift the debt he has incurred, and that you are sure he will feel less humiliated as time goes by if he is not financially in debt to you. If he were to fall ill tell him it would be your first impulse to devote your money to his care; but while he is able-bodied and well, you do not like to have him lean on you for aid.

You can judge something of the man's character by the way he receives this statement from you.

And whatever may result, even if it is the end of your engagement, do not grieve your heart away over it. Better far to have the end come now than to marry a dependent and shiftless man, who will humiliate your pride by a thousand and one mean traits. The moment a young wife becomes the financial head of a household, and the man depends upon her to keep the family free from debt, sentiment and romance fly from the windows of the heart, and poor Cupid goes away with his head under his wing. This situation might befall people long married, as I said before, without causing disaster, because the wife would have years of other experiences stored up in memory, to maintain her respect for her husband.

The natural instinct of a manly man is to be the protector and the breadwinner. He loves to shield and support the woman of his choice. If she has any talent or profession which gives her satisfaction to pursue, and which yields her an income, he will, if broad-minded and sympathetic, place no obstacle in her path so long as this vocation is no barrier to their domestic happiness. But he is sensitive to her assuming any of the financial burdens of life.

If circumstances render it necessary for her to do so, he suffers keenly, and the utmost delicacy and consideration on her part alone can save him from utter humiliation.

This is the attitude of the manly man, my dear Nanette, the man who makes the good husband and father.

The unselfish, broad-minded and considerate wife will lead a husband to think of her right to aid in the establishment and maintenance of a home when she is able to do her part. But the man who makes a good husband never suggests it as her duty, or asks her to advance money.

It is commendable in you to wish to aid in making a home. It is unmanly in your lover to ask you to help him pay his debts. Beware of the lover who asks for or accepts a loan.