"That's the finest apartment house in the city!" exclaimed Charley, with enthusiasm. "Looks pretty tall, doesn't it? But it's nothing to the height of some of the buildings downtown. As for changes—well, I hope Jane will take you on Broad Street to-morrow, and then you'll see what we're doing. Why, there's not a shop left there now where you used to deal. Brandywine's—you recollect old Brandywine & Plummer's, don't you?—isn't there any longer. Got a new department store, with a restaurant and a basement in the very spot where it used to be. Look sharp now, we're coming to a hospital. That belongs to Dr. Browning. You don't remember Dr. Browning. After your day, I reckon. He's a young chap, but he's got his hospital like all the rest, and every bed filled—he told me so yesterday. But they've all got their hospitals. Darrow—you recollect Darrow who used to be old Dr. Walker's assistant—well, he's got his, too, just around the corner on the next street. They say he cuts up more people than any man in the South except Spendlow—".

"I miss the old-fashioned flowers," said Gabriella to her mother in one of Charley's plethoric pauses. "The microphylla roses and snowballs."

"Everybody is planting crimson ramblers and hydrangeas now," responded Mrs. Carr, with something of her son-in-law's pride in the onward movement of her surroundings.

"Here are the monuments!" cried Charley, who had treated each apartment house or hospital as if it were a bright, inestimable jewel in the city's crown. "You don't see many streets finer than this in New York, do you?"

"It looks very pretty and attractive," answered Gabriella, as they swung dangerously round a statue, and then started in a race up the avenue, "but I miss the shrubs and the flowers."

"Oh, there are flowers enough. You just wait till you get on a bit. We've got some urns filled with hydrangeas, that queer new sort between blue and pink. But what do you want with shrubs? All they're good for is to get in your way whenever you want to look out into the street. Mrs. Madison was telling me only yesterday that she cut down the lilac bushes in her front yard because they kept her from recognizing the people in motor cars. Look at that house now, that's one of the finest, in the city. Rushington built it—he made his money in fertilizers, and the one next with the green tiles belongs to Hanly, the tobacco trust fellow, you know, and this whopper on the next square is where Albertson lives. He made his pile out of railroad stocks—he's one of the banking firm of Albertson, Jacobstein, Moss & Company. Awfully clever fellows, but too tricky for me, I give them a wide berth when I go out to do business—"

"But where are the old people—the people I used to know?"

"Oh, they're scattered about everywhere, but they haven't got most of the money. A lot of 'em live up here, and a lot are down in Franklin Street in the same old houses."

"Tell me about Cousin Jimmy."

"He's up here, too. Pussy planned that red brick house with the green shutters next door to us. I reckon Jimmy is about as prosperous as is good for him, but he's getting on. He must be over seventy now. He has a son who is a chip of the old block, and his youngest daughter was the prettiest girl who ever came out here. Margaret will tell you about her."