There is a great opportunity before women's clubs and civic-improvement associations to arouse an interest in the provision of suitable shelter for the young families in their several neighborhoods. Concerted movement by the Federation could revolutionize public opinion within a decade.

The student of social science may well say that the first effort should be directed to a rise in the pay of these educated young men; that no family should be expected to live on the sums here considered; that it is not right even to consider a way out on the present basis. Possibly so. Much agitation is abroad in relation to the pay of teachers, clerks, and skilled workmen, but that is another question which cannot be considered here.

The salaried class has so enormously increased of late years because of the great consolidation of business interests that the final adjustment has not been made. The one fact of uncertain tenure of position and uncertain promotion has profoundly affected living conditions, ownership of the family abode, and, incidentally, marriage.

There are prizes enough, however, to keep the young people on the alert for advancement, and they feel it more likely to come if they establish themselves as if it had arrived.

There is no denying that in the estimation of a large number of the groups we are considering, the question of neat and orderly service, the capped and aproned maid, the liveried bell-boy and butler, express—like the smoothly shaven lawn—a certain social convention; and because it means expense, the house in working order means more than shelter: it sets forth pecuniary standing in the community. So long as this means social standing also, so long will the professional and business family on $2000 a year be shut out, because these adjuncts to a luxurious living are impossible. Can society afford to shut out the intellectual and mentally progressive element, or must it accept as normal these salaries and make it respectable to begin on them? It is the strain which unessential social conventions give to the young families that leads the business father to speculate in order to get into the $10,000-a-year class, and that leads the young scientific and literary man to take extra work outside of his normal duties. This sort of thing cannot go on without serious danger to the Republic. Cleanliness and good manners should be insisted upon, but they may be secured on $3000 a year if too much else is not required. How to secure them on $1500 is a problem to be solved, for cleanliness costs more each decade.

After all is said, if the young people have an earnest purpose in life it is easy to plan a method of living and to carry it out. The sacrifices one must make in the house superficially, in the consideration of a certain class, are cheerfully borne and soon forgotten.

Little discomforts which affect only one's feelings and not one's health make rather good stories after they are over. What is worth while? Are we become too sensitive to little things? Do we imagine we show our higher civilization by discerning with the little princess the pea under twenty-four feather beds?

Let our shelter be first of all healthful, physically and morally. If to gain these qualities we must take a house in an unfashionable neighborhood, it should not cause distress. Why is this particular region unfashionable? Is it not merely because certain would-be leaders choose to live beyond their means in company with those who are able to spend more?

Why not be honest and happy? Live within your income and make it cover the truest kind of living.