"Why, sir," the butler answered, "you may remember that about three months ago it was generally supposed that we were on the brink of a panic. But I am confident that at that time Mr. Hamilton and Mr. McKay and the other gentlemen were buying very heavily indeed. And if that is so, sir, why it hardly seems probable that they would be adding to their purchases now, when stocks are thirty or forty points higher than they were then. In fact, sir, if it's not an impertinence upon my part, I think that if you were to sell Steel short on a scale up--"

But Bellingham interrupted him. "My dear Martin," he observed with a smile, "when a man has dallied with the market all his life, as I have, and suddenly ceases either to buy or to sell, there is usually just one answer," and raising his hand, he formed, with thumb and forefinger the figure zero.

The butler flushed. "I beg your pardon, sir," he said hastily. "I didn't intend--I meant it in a friendly way, sir--"

"Of course you did," Bellingham good-naturedly interposed, "and I appreciate your tip, Martin. I'm only sorry I can't take advantage of it, but I hope you make a million. Oh, and by the way," he added, as the butler rose to go, "would you mind telephoning Saunders to saddle the bay mare? I'll be over right away."

Ten minutes later, on his way to the stables, he met Helen. Hamilton returning from the garden, her arms heaped high with flowers.

"You're not forgetting our golf?" she asked. "Miss Wilton said that you would play."

"Yes, indeed," he answered, "I'm only going for a turn. I'll be back in plenty of time." And as he continued on his way, he found himself thinking, as he had done a hundred times before, that his employer's daughter approached more nearly to his ideal than any other girl whom he had ever seen. He admired her beauty, her charm, her thoughtfulness of others, and most of all he liked the friendliness of her smile and the frank and fearless glance of her dark brown eyes. "No nonsense about her." That was his invariable summing-up of her character, and her friendship had been the pleasantest feature of his employment at Marshall Hamilton's.

Once astride the mare, however, he had no further chance for meditation, for his mount had stood idle for two days, and now seemed to be doing her level best to pull his arms from their sockets, and to break his neck into the bargain. But after he had made the circuit of the lake, and had turned her head toward home, she behaved more sedately, and subconsciously he had already begun to think again of the adventure in the gallery when all at once, as he neared the entrance to the links, the whole affair was suddenly revived by the appearance of Cyrus McKay's motor, drawn up by the side of the road, the chauffeur, a thick-set, bullet-headed young Irishman, sprawled comfortably on the seat, cigarette in mouth. "I'm expecting some friends to play golf." He remembered his employer's phrase, and at once drew rein beside the car.

"Hullo, Jim," he hailed, "how are you? Mr. McKay on the links?"

"Sure," the chauffeur answered, with a yawn. "I brought him out here two hours ago, and I've just come back for him now. So I guess he's had some game."