Then, seeing Murray, they hastily separated and went their ways.

Now, why should a friend of Mays apply for insurance through another solicitor? Well, he might have been ignorant, when he made his application, of the fact that Mays was in the insurance business. But why did they give no sign of recognition when they met in the main office? It was quite natural that Mays should be anxious to learn how his friend came out with the physician, but why should he sneak out into the hall to ask the question?

Any evidence of secrecy and underhand work always annoyed Murray. He did not like this, although he could see nothing in it to cause him any anxiety. Nevertheless, he looked up the papers of the man who had just been examined and found that his name was John Tainter and that he lived near Mays. He was a good risk, however, and he got his policy. There was no earthly reason why it should be refused. But Murray watched Mays more carefully and gave painstaking attention to the risks he brought in.

The applicants were generally small tradesmen—usually foreigners—but there was nothing in the least suspicious in any case. Indeed, it was difficult to see how there could be anything wrong, for the safeguards made it practically impossible for a mere solicitor to put up any successful scheme to beat the company, and certainly it would not be tried with any trifling policy. But it annoyed Murray to find that a man he had believed so frank and straightforward was tricky, and he could not, try as he would, find any reason for this trickiness.

Then, one day, while he was waiting in a hotel office for his card to be taken up to the room of a man with whom he had some business, he heard a strangely familiar voice near him making a strangely familiar assertion.

“You bet you, they don’t fool me very much,” said the voice.

Murray turned to see who it was, but a big square column was in the way. Murray’s chair was backed up to one side of this, and the speaker was on the other.

“I can’t just place that voice,” mused Murray, “but I have heard it somewhere.” There was silence for an instant.

“It’s going to be vorth something, ain’t it, yes?” inquired the voice at last.

“It looks like a big thing and no mistake,” was the reply.