“Was it a good prize?”

“Bully!” said Harry. “A little hard to handle just at first, but you can do almost anything with insurance.”

“You certainly have made good use of it,” laughed Murray.

“You bet I have,” answered Harry with some pride. “Why, say! an insurance policy is the greatest thing in the world for family discipline.”

“For what!” exclaimed Murray.

“Family discipline. The first time we had a little rumpus she had me going seven ways for Sunday until I thought of the insurance policies. ‘Well,’ said I, ‘if I’m not the head of the house there’s no reason why I should be paying insurance premiums, and I’ll default on the next one. The head of the house looks after things of that sort,’ I told her, and that settled it. I’m the head of the house, and, if I don’t play it too strong, I’ve got the thing to maintain discipline.”

“Don’t you want another policy?” laughed Murray.

“Well,” returned Harry thoughtfully, “if I could get the same kind of prize with another, and if it wasn’t against the law, I rather think I might be tempted to do it. Anyhow, there can’t anybody tell me there’s nothing in insurance, for I know better.”

AN INCIDENTAL SACRIFICE

“I guess it’s all up with us,” said Sidney Kalin despairingly.