“He hadn’t even life insurance,” he remarked, “and neither have I.”
“Oh, not insurance!” she cried. “I wouldn’t like that at all.”
“Why not?” he asked.
“Why—why, think how much you could do with the money you’d be paying to the old life insurance company!”
“Wouldn’t it be just the same if you were saving it?” he argued.
“Oh, no; not at all,” she asserted. “Why, you can get money that you’re saving whenever you want it, but life insurance money is clear out of your reach.”
“A policy has a cash surrender value,” he explained. “Every cent paid in premiums adds to its value, if you want to give it up.”
“But then you lose the insurance,” she argued with feminine inconsistency.
“Of course,” he admitted, “just as you lose your savings when you spend them.”
“Oh, but you can get at your savings easier, and it’s easier to start again, if you happen to use them,” she insisted.