The Post Office Savings Bank notes down the loss and until further notice makes no payment on the lost deposit-book.
Meanwhile arrangements will be made for its annulment and if during the space of a month no claim is raised, a duplicate book will be issued and forwarded.
If no room can be found in a deposit-book for further entries, or it has become torn or so dirty as to become useless, the depositor has to send it with the printed form, No 11, properly filled up to Post Office Savings Bank at Vienna for exchange. Books filled up will be exchanged gratuitously, for a spoilt book, however, the sum of 10 kreutzers is to be added to the request. In case the notice book is also spoilt, the sum of 5 kreutzers is to be added for issuing a new one.
6.—Interest.
Deposits begin to yield interest at three per cent per annum from one florin upwards.
Interest begins from the 1st or from the 16th day of the month which follows on the deposit and ends with the 15th or with the last day of the month which precedes the arrival of the notice of withdrawal from the Post Office Savings Bank.
On December 31st of each year the interest accruing will be added to the capital and from that time it will, in like manner bear interest.
To each depositor, the Post Office Savings Bank sends at the close of the year an interest-order, valid for two months with an announcement of the amount of interest which has accrued to him for the year ending December 31st. The depositor must cause the amount of this interest to be entered in his deposit-book within the prescribed two months, on presentation of the interest order at some Receiving Office.
If a depositor has not within the time allowed caused the entry of the capitalised interest to be effected as per order received, he does not lose the interest, only he has to forward his book to the Post Office Savings Bank for the purpose of having it entered there.