"All right," said Jim, a little disappointed "let it go at that," and away he went.

Hannah did not usually take a daily part in the office unless John was away; but something about Hartigan's visit prompted her to look more keenly through the books. It was her first knowledge of the new kind of "insurance" and she and John talked it out.

"All the companies are doing it now. It's no risk for us. We'll get over two thousand dollars in commissions anyhow." But Hannah was not content. She went over every item and presently she came on Hartigan's five hundred, offered two to one.

"Humph!" she said, "does Belle know about this insurance business?"

"I don't know," said John uneasily.

"She ought to know."

"If she makes him withdraw, we lose our 5 per cent.," said John, knowing quite well that that would hit Hannah very hard.

"I don't care," said Hannah, "I'm going to tell her."

It gave Belle a decided shock. It also explained to her Jim's peculiar behaviour during the last two days. Here was where his horse mania was leading him. She was not deceived by the glib terms of "insurance," nor as to the certainty of scandal, but she did not know what to do. Her first impulse was to go direct to him; and yet, that would put her in the position of a spy with a charge of treachery. No, that would be stupid. It was such an assumption of mastery, and such an exposure of Hannah's business impropriety as well that she hesitated; then, in a flash, she said:

"Hannah, I have two hundred and fifty dollars of my chicken money in the bank; I was saving it for something very different. I'll take that 'insurance.' But not a word at present of who it was that took it. If you must give a name, say his insurance was taken up by 'Two Strikes.'" And in her heart she thought: "It is not my road; it is not a good road; but it is his road, and I'll take it till I bring him back."