"I didn't mean to imply that," she answered. "I think you know which I put first. But I can only do what I can, and money is repayable."

"So is kindness," said Mercer.

Again shyly she glanced at him.

"I am afraid I don't quite understand."

He sat down once more upon the table edge to bring his eyes on a level with hers.

"There's nothing to be scared about," he said.

She smiled a little.

"Oh, no; I am not scared. I believe you think me even more foolish than I actually am."

"No, I don't," said Mercer. "If I did, I shouldn't say what I am going to say. As it is, you are not to answer till you have counted up to fifty. Is that a bargain?"

"Yes," she said, beginning to feel more curious than afraid.