One thing in America, to which I could not grow accustomed, was the joking attitude in regard to women and money. From men and women of all classes, from newspapers, novels, lecturers, and once even from the pulpit, I heard allusions to amusing stories of women secreting money in odd places, coaxing it from their husbands, borrowing it from a friend, or saving it secretly for some private purpose. There was never anything dishonourable implied in this. Perhaps the money was saved to get new curtains for the parlour, or even a birthday present for the husband. These jokes were a puzzle to me—and a constantly growing one; for as time passed on, I myself saw things which made me realize that probably a foundation of serious truth might lie beneath some of the amusing stories.

Our suburb was small and we were all interested in each other's affairs, so I was acquainted with almost everybody. I knew the ladies to be women of education and culture, yet there seemed to be among them a universal and openly confessed lack of responsibility about money. They all dressed well and seemed to have money for specific purposes, but no open purse to use with free and responsible judgment. Once, at a church fair, where I had a table, several ladies, after walking around the hall and examining the various booths, had bought some small, cheap articles, but left the expensive ones, saying, "My husband will be here later on and I'll get him to buy it," or "When the gentlemen come those high-priced things will sell." I had never known a Japanese man to buy anything for his home, or be expected to.

Once, when I was shopping with a friend, she stopped at her husband's office to ask him for money. I thought that was strange enough, but a still more curious thing happened when I went with Mother to a meeting of the church ladies where they were raising a certain amount for some unusual purpose. The Ladies' Aid had recently made a great many calls on the husbands' purses, and so this time each member had pledged herself to bring five dollars which she must obtain without asking her husband for it. The meeting I attended was the one where the money was handed in, each lady telling, as she gave it, how she had succeeded in getting her five dollars. Most had saved it in various ways, a little at a time. One said that she had made a real sacrifice and returned to her milliner a new hat—paid for, but not worn—receiving in exchange one that was five dollars less in price. Another had sold two theatre tickets which had been given her. Still another told, in very witty rhyme, how she, a poor Ladies' Aid lady, had spent most of her leisure time for a week, and had pledged herself for a week longer, in darning stockings for the children of her neighbour, a rich non-Ladies' Aid lady.

The meeting was intensely interesting. It reminded me of our poem-making parties, only of course this was gayer and these stories were on an undignified subject. I enjoyed it all until a pretty, bright, and beautifully dressed woman rose and said that she didn't know how to save money and she didn't know how to earn it. She had promised not to cheat in her charge account at the store, and she had promised not to ask her husband for the five dollars, so she had done the only thing that was left for her to do: she had stolen it from her husband's pocket when he was asleep.

This report caused a great deal of merriment, but I was saddened. All the reports seemed tragic after she said, "That was the only thing left to do." It seemed incredible, here in America, where women are free and commanding, that a woman of dignity and culture, the mistress of a home, the mother of children, should be forced either to ask her husband for money, or be placed in a humiliating position.

When I left home, Japan, at large, was still following the old custom of educating a girl to be responsible for the well-being of her entire family—husband included. The husband was the lord of the family; but the wife was mistress of the home and, according to her own judgment, controlled all its expenses—the house, the food, the children's clothing and education; all social and charitable responsibilities, and her own dress, the material and style of which were expected to conform to her husband's position.

Where did she get the money? The husband's income was for his family, and his wife was the banker. When he wanted money for himself he asked her for it, and it was her pride to manage so that she could allow him the amount suitable for a man of his standing. As to what the requirements of his position might be, there was little question, for to know this was part of the wife's education. The husband might shrug his shoulders and say, "It's very inconvenient," but the entire house and its standing were his pride, and any disarrangement that would mar the whole was his loss. Therefore the needs of the home came first. A man married, primarily, as a duty to the gods and to his ancestors; secondarily, to obtain a mistress for his home who would guide it in such a manner that it and his family might be a credit to him. If she managed well, he was complimented by his friends. If she failed, he was pitied.

This was true of all classes except lords of large estates or financial kings of business. In these cases there was a home treasurer, but he was at the call of the mistress, and her judgment as to her needs was supreme. The treasurer's only power of protest lay in the right to say, with many apologies, "The Honourable Mistress is about to overdraw her account." The hint was generally sufficient, for a Japanese woman, like everyone in a responsible position, desired to do her duty creditably.

Conventional forms are losing in rigidity year by year, but even yet the people are considerably influenced by rules which in the past were uniform and recognized by all. Any marked deviation from these is still considered bad form.

The standards of my own and my adopted country differed so widely in some ways, and my love for both lands was so sincere, that sometimes I had an odd feeling of standing upon a cloud in space, and gazing with measuring eyes upon two separate worlds. At first I was continually trying to explain, by Japanese standards, all the queer things that came every day before my surprised eyes; for no one seemed to know the origin or significance of even the most familiar customs, nor why they existed and were followed. To me, coming from a land where there is an unforgotten reason for every fashion of dress, for every motion in etiquette—indeed, for almost every trivial act of life—this indifference of Americans seemed very singular.