"Really—but that is hardly our affair, is it?" A frosty smile accompanied the query.

"Aw, what's wrong? Isn't that security all right?" urged Pete.

"No doubt the security is exactly as you say," said the banker, "but your property is in another county, a long distance from here. We would have to make inquiries and send the mortgage to be filed in Prescott—very inconvenient. Besides, as I told you before, money is tight. We regret that we cannot see our way to accommodate you. This is final!"

"Shucks!" said Pete, crestfallen and disappointed; he lingered uncertainly, twisting his hat brim between his hands.

"That is final," repeated the banker. "Was there anything else?"

"A check to cash," said Pete humbly.

He went back into the lobby, much chastened; the spring lock of the door snapped behind him.

"Wait on this gentleman, if you please, Mr. Hudson," said Marsh, and busied himself at a cabinet.

Hudson rose from his desk and moved across to the cashier's window. His lip curved disdainfully. Mr. Johnson's feet were brisk and cheerful on the tiles. When his face appeared at the window, his hat and the long black cigar were pushed up to angles parallel, jaunty and perilous. He held in his hand a sheaf of papers belted with a rubber band; he slid over the topmost of these papers, face down.

"It's endorsed," he said, pointing to his heavy signature.