"I really do not know what to think of all this," stammered Louis.

"Do as St. Thomas did, then. Touch these bank-notes and perhaps that will convince you. The capitalists who are backing me are not inclined to run any risk with their lucre, and they are willing to advance you this money at seven per cent., with a like commission for my services in addition. Interest and loan together will scarcely amount to one-half of your father's yearly income, so you will still be piling up money, even if you should live as a gentleman ought to live, and spend fifty thousand francs a year. It will be impossible for you to get along on less than that, but you can at least wait with patience for the hour of your honoured parent's demise, you understand. And, by the way, I have provided for every contingency, as you will see when I tell you about the little scheme I have invented, for of course your good father will be astonished at the change in your mode of living, so you are to invest in a lottery ticket—the prize, a magnificent five hundred louis diamond; price of tickets, ten francs each. The drawing takes place day after to-morrow; you will win the prize and sell it again for eight or nine thousand francs. This money you must allow a friend to invest for you in a wonderfully successful enterprise, which will yield three hundred per cent a year. Thanks to this stratagem, you can spend twenty-five or thirty thousand francs a year under your father's very nose. Tell me, now, young man, haven't you good cause to regard me in the light of a guardian angel, or a beneficent Providence? But what on earth is the matter with you? What is the meaning of this clouded brow, this solemn air, this gloomy silence, when I expected to see you half-delirious with joy, and fairly turning somersaults in your delight at being transformed from a clerk into a millionaire, in less than a quarter of an hour. Speak, young man, speak! Can it be that joy and astonishment have bereft him of reason?"

It is a fact that a revelation which would undoubtedly have filled any one else with the wildest joy had only aroused a feeling of painful resentment in Louis Richard's breast. The deception his father had practised upon him wounded him deeply, but bitterer still was the thought that, but for Mariette's cruel desertion, he might have shared this wealth with her some day, and changed the laborious, squalid life the young girl had always led into one of ease and luxury.

This reflection, reviving as it did such poignant regrets, dominated him so completely that, forgetting everything else, he drew out the visiting card the commandant had left for him, and demanded, abruptly:

"Will you tell me how it happens that Mlle. Moreau's name and address are written in pencil on the back of this card?"

"What!" exclaimed the commandant, amazed at the question, especially at such a moment. "You wish to know—"

"How it happens that Mlle. Moreau's address is on this card. When I ask a question, I expect to have it answered."

"The devil! My young friend, you are trying to carry things with a high hand, it strikes me."

"You are at perfect liberty to take offence at my manner, if you choose."

"Really, monsieur!" exclaimed the usurer, straightening himself up and twirling his black moustache quite ferociously. Then, with a sudden change of manner, he added: "Oh, nonsense! I have proved my valour beyond all question. An old soldier, with any number of wounds, I can afford to let many things pass; so I will merely say, my dear client, that that young girl's name and address happen to be on the card because I wrote them there so I would not forget them."