"You will understand my reticence, I think," continued Madame d'Infreville, after a moment's hesitation, "when I tell you that all that is kind and noble and tender and commendable in Michel is spoiled by an incurable apathy."

"My chief fault!" exclaimed Madame de Luceval, "so you were afraid to tell me that."

"No, no, Florence; your indolence is charming."

"M. de Luceval doesn't agree with you on that point," responded the young wife, smiling faintly.

"But your indolence has no such disastrous consequences, either so far as you, yourself, or your husband are concerned," replied Valentine. "You enjoy it, and no one really suffers from it. It is very different in Michel's case. He has paid no attention whatever to money matters, and his man of business, encouraged by this negligence, has not only stolen from him in the most shameful manner, but has also embarked in various business enterprises which have been profitable to him but ruinous to Michel, who has been too indolent to verify his accounts; and now, I am by no means sure that he has enough money left to live upon even in the most frugal manner."

"Poor fellow, how sad that is! But is not your influence sufficiently strong to overcome this unfortunate indolence?"

"My influence!" repeated Valentine, smiling bitterly. "What influence can one have over a character like his. Arguments, prayers, entreaties, and warnings do not disturb his serenity in the least. No harsh or unkind word ever falls from Michel's lips, oh, no, but he shrinks from anger and impatience, precisely as he shrinks from fatigue. Always calm, smiling, and affectionate, the most vehement remonstrances, the most despairing supplications, receive no other answer than a smile or a kiss. It is because he has thus completely ignored my advice and entreaties that he finds himself in his present alarming position, alarming at least to me, though not to him; for having led a perfectly indolent life up to the present time, he is not likely to find himself possessed of sufficient courage or energy to rescue himself from his deplorable position when his entire ruin is accomplished."

"You are right, Valentine; the situation is even graver than I thought."

"Yes, for one terrible fear haunts me continually."

"What do you mean?"