'We are taught that by charity we lay up treasures in heaven,' said the good lady.

'Provided it's not mentioned in the newspapers,' retorted Mr. Van Torp. 'When it is, we lay up treasures on earth. I don't like to mention other men in that connexion, especially as I've done the same thing myself now and then, just to quiet things down; but I suppose some names will occur to you right away, don't they? Where is the Pastor going to sleep, now that the philanthropist has bought him out?'

'I really don't know,' answered Mrs. Rushmore.

'Then he's the real philanthropist,' said Van Torp. 'If he understood the power of advertisement, and wanted it, he'd let it be known that he was going to sleep on the church steps without enough blankets, for the good of the poor who are to have the money, and he'd get everybody to come and look at him in his sleep, and notice how good he was. Instead of that, he's probably turned in under the back stairs, in the coal-hole, without saying anything about it. I don't know how it strikes you, Mrs. Rushmore, but it does seem to me that the clergyman's the real philanthropist after all!'

'Indeed he is, poor man,' said Margaret, a good deal surprised at Van Torp's sermon on charity, and wondering vaguely whether he was talking for effect or merely saying what he really thought.

An effect certainly followed. [{188}]

'You put it very sensibly, I'm sure,' said Mrs. Rushmore, 'though of course I should not have looked for anything else from a fellow-countryman I respect. You startled me a little at first, when you said that the poor are always cheap! Only that, I assure you.'

'Well,' answered the American, 'I never was very good at expressing myself, but I'm glad we think alike, for I must say I value your opinion very highly, Mrs. Rushmore, as I had learned to value the opinion of your late husband.'

'You're very kind,' she said, in a grateful tone.

Margaret was not sure that she was pleased as she realised how easily Van Torp played upon her old friend's feelings and convictions, and she wondered whether he had not already played on her own that night, in much the same way. But with the mere thought his words and his voice came back to her, with his talk about the uselessness of ever repeating what he had said that once, because he knew she could never forget it. And her young instinct told her that he dealt with the elderly woman precisely as if she were a man, with all the ease that proceeded from his great knowledge of men and their weaknesses; but that with herself, in his ignorance of feminine ways, he could only be quite natural.