It was not a great while before the mothers began to come in with their petty savings, also, and after a long talk with Mr. Barrington, one day, a real banking institution was incorporated, with the stock issued in dollar shares. Mr. Barrington, as president, headed the list of stockholders with a hundred, Miss Lavillotte following with seventy-five, while Mr. Dalton, Madame Bonnivel, and Larry Driscoll were all down for fifty, or less.

It was a delightful little bank, where pennies stood for dollars, where everyone had confidence in everybody else, where no other banks could make or break, and where the assets were so in excess of the liabilities that it could not be touched by panic. Every three months there was to be a change of clerks, though the officers were retained. This was to give each scholar an opportunity of learning all the practical routine of a bank, also, to offer facilities for the handling and counting of money.

I have enlarged upon the bank more than its relative importance warrants. Really, the domestic economy classes were given greater prominence in the school, and the changes these well-taught children gradually introduced into their sordid home life were many and excellent.

Mother Flaherty was so electrified over the tin of light, sweet rolls her little grand-daughter made for supper, one evening, that she caught it up with the dish-towel and ran a block to Mrs. Hemphill's, to display the golden-brown beauties before allowing one of the family to touch them. But, a few days later, Mrs. Hemphill, not to be outdone, invited Mother Flaherty in to tea, and they were served to a neat little meal by Tirza and Polly, where every article, from the smoking-hot croquettes to the really delicate custard and cakes, was the work of these two little girls. It was an honest rivalry, which hurt nobody, and the men, better fed at their evening meal, began to linger at home to join in the children's geographical and other games, picked up at school, or to accompany their families over to the Social-house, to listen to the orchestra made up of their older sons, to hear Miss Lavillotte play and sing, to witness an exhibition of kinetoscope pictures, or sometimes just to meet other friends and simply bask in the light and ease of the pretty rooms. They almost forgot Lon's place, even, as they gazed contentedly about, and enjoyed the bright open fire in the immense hall grate, which these cool nights made welcome.

While the pendulum of our narrative has been swinging back and forth through these many months of effort, the children whom we left playing in the arcade are still awaiting us, enjoying their out-door freedom, but well protected by its roof from the damp weather. Their modes of playing are not quite the same as those of a year ago. There is boisterousness, to be sure, but less cruelty, and far less profanity. The dogs join merrily in the frolics, now, with no dread of old tin-can attachments, and even little crippled Dosey Groesbeck lingers about on his crutches, not expecting them to be knocked from under him, as used to be the case.

They are cleaner, also, for it is not true that the poor naturally love dirt. They get used to it, because often they have no conveniences for bathing, and sometimes every drop of water must be sought at a distant hydrant, and carried up two or three rickety flights of stairs before available for use. This makes it so precious that they learn to do without it. Joyce never forgot the picture of one little waif of two years, brought in from the streets, taking its first warm bath in a tub, an embodiment of delight, splashing, laughing, dipping, screaming, in a very ecstasy of happiness. Repeatedly, the attendant tried to remove her, only to yield to her cries and entreaties against her own judgment, until the little creature had to be forcibly removed and consoled with a new wonder—a delicious cup of warm, creamy milk in which sweet cracker had been crumbled. Accepting her change of heavens with tranquillity, the new Ariadne fell asleep in the warm enveloping blanket, worn out with sheer pleasure.

So the Littleton children, having the bathing facilities of the rich, if not on so gorgeous a scale, were a really trim, decent lot to-day, and their merry voices reached Nate Tierney, going rapidly along the street, outside, making him waver, hesitate, then turn in, with a smile on his honest face. He was a favorite with the younglings. With cries of "Nate! Nate!" "Hello, Nate!" "Be on my side, Nate!" they surrounded him, and dragged him into their game of Indian-and-white man, a willing captive.

"Well now," he laughed, "do you think it's quite fair to turn a feller into an injun off hand, like that? However, if I've got to be one, I'll be an awful one, you bet: A red, ramping, roaring old Apache, that'll think nothing o' scalping and tomahawking everything he can ketch. Be off now, or I'll snatch the whole pack of you, and make you run the gauntlet. One—two—three—GO."

They were off, shrieking with excited fun, all white men for the minute, with one big Indian driving them before him. The arcade could not contain them in this wild rush for safety, and they streamed into and across the park, Nate at their backs, giving the most approved Apache war-whoop between his shouts of laughter.

As he stopped in the street beyond, out of breath, calling merrily, between his gasps, that they weren't playing fair to run so far and leave him all alone, he noticed his friend, Hapgood, just turning in at the door of his now neat cottage, further down the block. He stopped yelling to give the man a critical stare.