The day following this happy intellectual arrangement, Cecilia was visited by Mr Monckton. That gentleman, who had enquired for her immediately after the Harrels went to their villa, and who had flattered himself with reaping much advantage from their absence, by frequent meetings and confidential discourses, suffered the severest mortification when he found that her stay in town rendered her not the less inaccessible to him, since he had no personal acquaintance with the Delviles, and could not venture to present himself at their house.
He was now received by her with more than usual pleasure; the time had seemed long to her since she had conversed with him, and she was eager to ask his counsel and assistance in her affairs. She related to him the motives which had induced her to go to St James'-square, and the incorrigible obstinacy with which Mr Harrel still continued to encourage the addresses of Sir Robert Floyer; she earnestly entreated him to become her agent in a business to which she was unequal, by expostulating in her cause with Mr Harrel, and by calling upon Sir Robert himself to insist upon his foregoing his unauthorised pretensions.
Mr Monckton listened eagerly to her account and request, and when she had finished, assured her he would deliberate upon each circumstance of the affair, and then maturely weigh every method he could devise, to extricate her from an embarrassment which now grew far too serious to be safely neglected.
“I will not, however,” continued he, “either act or give my opinion without further enquiry, as I am confident there is a mystery in this business which lies deeper than we can at present fathom. Mr Harrel has doubtless purposes of his own to answer by this pretended zeal for Sir Robert; nor is it difficult to conjecture what they may be. Friendship, in a man of his light cast, is a mere cover, a mere name, to conceal a connection which has its basis solely in the licentious convenience of borrowing money, going to the same gaming house, and mutually communicating and boasting their mutual vices and intrigues, while, all the time, their regard for each other is equally hollow with their regard for truth and integrity.”
He then cautioned her to be extremely careful with respect to any money transactions with Mr Harrel, whose splendid extravagance he assured her was universally known to exceed his fortune.
The countenance of Cecilia during this exhortation was testimony sufficient to the penetrating eyes of Mr Monckton that his advice came not too soon: a suspicion of the real state of the case speedily occurred to him, and he questioned her minutely upon the subject. She endeavoured to avoid making him any answer, but his discernment was too keen for her inartificial evasion, and he very soon gathered all the particulars of her transactions with Mr Harrel.
He was less alarmed at the sum she had lent him, which was rather within his expectations, than at the method she had been induced to take to procure it. He represented to her in the strongest manner the danger of imposition, nay of ruin, from the extortions and the craft of money-lenders; and he charged her upon no consideration to be tempted or persuaded again to have recourse to such perilous expedients.
She promised the most attentive observance of his advice: and then told him the acquaintance she had made with Miss Belfield, and her sorrow for the situation of her brother; though, satisfied for the present with the plan of young Delvile, she now gave up her design of soliciting his counsel.
In the midst of this conversation, a note was delivered to her from Mr Delvile senior, acquainting her with his return to town, and begging the favour of her to call in St James's-square the next morning, as he wished to speak to her upon some business of importance.
The eager manner in which Cecilia accepted this invitation, and her repeated and earnest exclamation of wonder at what Mr Delvile could have to say, past not unnoticed by Mr Monckton; he instantly turned the discourse from the Belfields, the Harrels, and the Baronet, to enquire how she had spent her time during her visit in St James's-square, and what was her opinion of the family after her late opportunities of intimacy?