“No, to be sure,” cried Mrs Belfield, “what should she have to do with it? Do you suppose a young lady of her fortune would want to take advantage of a person in trade? I am sure it would be both a shame and a sin if she did, for if she has not money enough, I wonder who has. And for my part, I think when a young lady has such a fine fortune as that, the only thing she has to do, is to be thinking of making a good use of it, by dividing it, as one may say, with a good husband. For as to keeping it all for herself, I dare say she's a lady of too much generosity; and as to only marrying somebody that's got as much of his own, why it is not half so much a favour; and if the young lady would take my advice, she'd marry for love, for as to lucre, she's enough in all conscience.”

“As to all that,” said Mr Hobson, “it makes no alteration in my argument; I am speaking to the purpose, and not for the matter of complaisance; and therefore I'm bold to say Mr Harrel's action had nothing of the gentleman in it. A man has a right to his own life, you'll tell me; but what of that? that's no argument at all, for it does not give him a bit the more right to my property; and a man's running in debt, and spending other people's substances, for no reason in the world but just because he can blow out his own brains when he's done,—though it's a thing neither lawful nor religious to do,—why it's acting quite out of character, and a great hardship to trade into the bargain.”

“I heartily wish it had been otherwise,” said Cecilia; “but I still hope, if any thing can be done for Mrs Harrel, you will not object to such a proposal.”

“Ma'am, as I said before,” returned Mr Hobson, “I see you're a lady of sense, and for that I honour you; but as to any thing being done, it's what I call a distinct thing. What's mine is mine, and what's another man's is his; that's my way of arguing; but then if he takes what's mine, where's the law to hinder my taking what's his? This is what I call talking to the purpose. Now as to a man's cutting his throat, or the like of that, for blowing out his own brains may be called the self-same thing, what are his creditors the better for that? nothing at all, but so much the worse it's a false notion to respect it, for there's no respect in it; it's contrary to law, and a prejudice against religion.”

“I agree entirely in your opinion,” said Cecilia, “but still Mrs Harrel”—

“I know your argument, ma'am,” interrupted Mr Hobson; “Mrs Harrel i'n't the worse for her husband's being shot through the head, because she was no accessory to the same, and for that reason, it's a hardship she should lose all her substance; this, ma'am, is what I say, speaking to your side of the argument. But now, ma'am, please to take notice what I argue upon the reply; what have we creditors to do with a man's family? Suppose I am a cabinet-maker? When I send in my chairs, do I ask who is to sit upon them? No; it's all one to me whether it's the gentleman's progeny or his friends, I must be paid for the chairs the same, use them who may. That's the law, ma'am, and no man need be ashamed to abide by it.”

The truth of this speech palliating its sententious absurdity, made Cecilia give up her faint attempt to soften him; and her chair being ready, she arose to take leave.

“Lack-a-day, ma'am,” cried Mrs Belfield, “I hope you won't go yet, for I expect my son home soon, and I've a heap of things to talk to you about besides, only Mr Hobson having so much to say stopt my mouth. But I should take it as a great favour, ma'am, if you would come some afternoon and drink a dish of tea with me, for then we should have time to say all our say. And I'm sure, ma'am, if you would only let one of your footmen just take a run to let me know when you'd come, my son would be very proud to give you the meeting; and the servants can't have much else to do at your house, for where there's such a heap of 'em, they commonly think of nothing all day long but standing and gaping at one another.”

“I am going out of town to-morrow,” said Cecilia, “and therefore cannot have the pleasure of calling upon Miss Belfield again.”

She then slightly courtsied, and left the room.