"He doesn't think poor Jim will ever be so strong as he was," said Leah, gravely; "but he'll hang on, with care."

"Just like my grandmother," muttered the Duke, and then detailed the sufferings of a dowager duchess, who couldn't be kept alive beyond the age of sixty.

"If Jim lives till that age, I shall be content," said Leah.

"Are you thinking of the insurance money?" demanded Pentland, with sudden anger.

"What insurance money? Oh yes, I think Jim did mention something about an insurance."

"He gets it if he lives till sixty."

"Really! I don't quite understand, Duke, but I'm sure it's all right."

"I hope so, my dear. Has he made his will?"

"No. Why should he?"

"Because, in the event of his dying, the insurance money should be left to you. No will means trouble."