"Not at all," replied Miss Rayner who detested the sycophant. "I never give the matter a thought."

"You should think," said Lady Jabe joining in heavily. She was a tall masculine-looking woman with grey hair and bushy grey eyebrows, and with an expression of face that suggested she should have worn a wig and sat on the bench. She dressed in rather a manly way, and far too young for her fifty years. On the present occasion she wore a yachting-cap, a shirt with a stand-up, all round, collar and a neat bow; a leather belt and a bicycling skirt of blue serge. Her boots and shoes were of tanned brown leather, and she carried a bamboo cane instead of a sunshade. No one could have been more gentlemanly. "You should think," added she once more, "for instance you should think of marriage."

Miss Wharf drew herself up in her cold way. "I fancy that Olivia, few brains as she has, is yet wise enough not to think of marriage at twenty."

"It would not be much good if I did," said Olivia calmly. "I have no money, and young men want a rich wife."

"Not all," said Lady Jabe, "there's Chris----"

"Chris is out of the question," said Miss Rayner quickly.

"And pray why is he?" asked Sophia in arms at once. She never liked Olivia to have an opinion of her own.

"Because I don't love him."

"But Chris loves you," said Lady Jabe, "and really he's getting a very good salary in that Tea-merchant's office. Chris, as you are aware, Olivia, is foreign corresponding clerk to Kum-gum Li & Co. He knows Chinese," finished Lady Jabe, with tremendous emphasis.

"Oh," Miss Pewsey threw up her claws, "how delicious to be made love to in Chinese. I must really ask Mr. Walker what is the Chinese for 'I love you.'"