"As a loan I am, but I hope to pay it back."

"How are you going to manage?"

"Oh, Pratt has promised to make it right with my mother. He has a wonderful influence with her. You know he has been her friend for years, and she has great reliance on his judgment. I told him all my trouble, and he has promised to help me. It is not the first time he has done so, Sybil. Several times last year he lent me money."

"I know he is a kind man," said Sybil; "but, Leo, I do wish you—"

He stopped her mouth with a kiss. "I know what you are going to say," was his half-laughing, half-serious remark, "and, indeed, my love, I am not worthy of you. But now I am a man, and I intend to put away all childish things—by which I mean the follies of youth. I have done nothing very wrong, Sybil. Indeed, my wickedness has been of the mildest description. I understood Mrs Gabriel to say that I was her heir, and so I thought I had a right to spend money. I overstepped the mark, and I own my fault. I should have been more sensible, but, indeed, Sybil, it is difficult for a man brought up in luxury to know when to stop. If my home had only been made more attractive to me, I should never have behaved so foolishly. But that page of my life is turned down now. It will close with the payment of this three hundred pounds, and henceforth I shall try and deserve your love."

"That is right, darling. But don't you think it would be better to get Mr Pratt to see your mother and induce her to give you the money than take it from Sir Frank?"

"No, my dear," said Leo, decidedly; "if my mother thinks that I am able to pay the money myself, she will be afraid lest she will lose me altogether and be more amenable to reason. I have arranged it all with Pratt. Hale is to lend me the money next week. I pay my debts. Then I shall get him to speak to Mrs Gabriel."

"Does Mr Pratt know that Sir Frank proposes to lend you the money?"

"No; I did not tell him that at Frank's special request. I merely said that I would put off paying the matter for a month. In the meantime he will speak to my mother."

"It seems all wrong," said Sybil, with a sigh. "I can't help thinking that you are behaving foolishly."