Who Lovel was no one knew. He had come from London with an introduction to Herne some eight months previously; and since that time he had remained in the village sketching and fishing, and amusing himself at Barnstead tea-tables. After remaining a month at the Grange he had taken rooms at the Herne Arms, and was quite accepted as a friend and equal by the gentry in and about the village. He was dark, and, as has before been stated, very handsome; also, he had apparently travelled a good deal, and spoke several foreign languages excellently well. His dress and manner were both irreproachable; and he was voted quite an acquisition to Barnstead society. Nevertheless, he had his detractors, and it was hinted by these that the man was an adventurer, in search of a rich wife. But Lovel's friends always pointed out that this could not be so, else he would have married Miss Clyde.

Selina Clyde was a masculine young woman who farmed her own lands and looked after her own monetary affairs. She was tall, raw-boned, and fair, with a contempt for feminine fripperies, which led her to dress in a somewhat mannish way. Wet or dry, she was out riding or walking over her lands, and knew all about draining, top-dressing, manuring, and such like agricultural matters; also, she was a shrewd business woman, and boasted with good reason that no one had ever got the better of her in a bargain. In her farmhouse, a comfortable old homestead some two miles on the other side of Barnstead, she dwelt with Mrs. Drass, her former governess, who was said to be the greatest gossip in the neighborhood. Until the appearance of handsome Lucas Lovel, Miss Clyde had made up her mind to live and die a spinster; but, with his advent, she had yielded to the influence and charm of his manner to such a degree that without inquiring into his antecedents she was quite prepared to marry him. Lovel saw this, and in other circumstances might have seized the chance of a comfortable future; but being in love with Milly, he wanted to make her Mrs. Lovel, and endow her with his poverty. Miss Clyde saw this, felt herself scorned for the frivolous beauty of the doctor's daughter, and soon came to hate Milly with all her heart. And Miss Clyde, as everyone knew, was an admirable hater.

For the last few days Herne had been in London on some business connected with religious missions; and during his absence Milly had contrived to meet Lovel once or twice in what was presumably a casual manner. She was now coming home from the meeting at which Gran Jimboy had prophesied misfortune; and was rather alarmed when she recalled her promise to meet Lucas the next evening at half-past eight. She felt that to keep such an appointment would be indiscreet.

"But I shan't go! I shan't go!" she kept saying to herself on the way home to Poverty Villa. All the same, such was her curiosity to know if there was any truth in Lovel's statements regarding the profligacy of her future husband, she knew very well she would keep the appointment. "I owe it to myself to learn the truth about Darcy before it is too late," she said several times in order to quiet her conscience; and in this frame of mind she arrived at the house of her father.

Poverty Villa, as Milly nicknamed the place, was a scrubby little house with two acres of neglected ground, and was located in the poorest part of the village. Dr. Lester should have had a flourishing practice, but had not, for two causes; the first being that the other medical man had been established for a longer time in Barnstead; the second and more serious reason being that he was an habitual drunkard. All day long he was sip, sip, sipping at brandy; and although never aggressively intoxicated, his brain was always in a confused state, which rendered people distrustful of his judgment in diagnosing cases and prescribing drugs.

"It's a wonder he hasn't killed the few patients he has long ago," said Mrs. Drass, who made no secret of her dislike for the doctor; "but some day he'll give someone the wrong medicine and poison him; then he'll be hanged, and that will be a judgment on him for letting his minx of a daughter flirt with young Lovel," the truth of which speech being that Mrs. Drass, who was something of a toady, wanted Milly to release Lovel from her fascinations, that he might marry Selina Clyde.

But other people shared this opinion, and it was only of a few patients that Dr. Lester could boast, these being mostly amongst the poorer classes of agricultural labourers. Consequently the fees were small, and but that Lester had a few hundreds of his own, it might have gone hard with himself and his daughters. As it was the Lester household was hard up for all but the barest necessities of life. Iris Link, who managed the domestic affairs, did her best to make both ends meet, and to present a fairly decent outside to the world; but all to no purpose. The world of Barnstead knew the truth about Poverty Villa, and openly pitied the trio who lived in it. But it was admitted on all hands that Dr. Lester spent on drink what he should have devoted to the nourishment and clothing of his daughters--or rather, his daughter and stepdaughter.

Milly entered the house in the full expectation of having trouble with Iris, and in this she was not disappointed. Iris met her as she closed the door, and beckoned her into the shabby little drawing-room, where for a moment or so the two girls eyed one another in silence. As Milly had told Lovel, there was no kin between them, for Iris was the daughter of the second Mrs. Lester by her first husband; and when that lady had married the doctor she found him already provided with a child by his first wife. Milly was twenty years of age, Iris twenty-five; and while the first was a beautiful girl with many admirers, the second was dark and quiet, with no grace of form or face, and, as yet, had not gained one lover. Her small accomplishments were quite extinguished by the brilliance and beauty of Milly. Yet Iris possessed the better nature of the two, and would make a better wife, in spite of her looks. The dispositions of the two girls were antagonistic; and they disliked one another exceedingly. Only the narrowness of their circumstances compelled them to live under the same roof, else they would have parted long since. Luckily--as both thought--the marriage of Milly would bring about the wished-for separation; yet even in this there was an element of bitterness to Iris. What that element was may be seen from the slightly acidulated conversation which ensued.

"Really, Milly!" said Iris with a weary sigh. "I do think you might stay at home and help me with the house. There is such a lot to do, and Eliza"--the one servant of the Lesters--"is worse than useless."

"Then get another servant!" retorted Milly, throwing down her hat. "I am not going to stay in on this fine day."