"I fear there is a cross to every true rosary, Dal," said Jane gently, "and I also fear it will go hard with you when you find yours."

But Garth was confident and unafraid.

"When I find mine," he said, "I hope I shall be able to"— Involuntarily Jane looked at her hands. He saw the look and smiled, though he had the grace to colour beneath his tan,—"to FACE the cross," he said.

Jane turned and began to mount the stairs; but Garth arrested her with an eager question.

"Just one moment, Miss Champion! There is something I want to ask you. May I? Will you think me impertinent, presuming, inquisitive?"

"I have no doubt I shall," said Jane. "But I am thinking you all sorts of unusual things to-night; so three adjectives more or less will not matter much. You may ask."

"Miss Champion, have YOU a rosary?"

Jane looked at him blankly; then suddenly understood the drift of his question.

"My dear boy, NO!" she said. "Thank goodness, I have kept clear of 'memories that bless and burn.' None of these things enter into my rational and well-ordered life, and I have no wish that they should."

"Then," deliberated Garth, "how came you to sing THE ROSARY as if each line were your own experience; each joy or pain a thing—long passed, perhaps—but your own?"