And so it came about that young Whitcomb sat down to dinner that night with Mr. Albert Todd. The latter individual was quite the gentleman in his manners at table, David observed. Little by little the two fell into friendly conversation, and David, at first irritable and silent, passed all at once into his alternating mood, when he desired nothing so much as to talk about himself. He had found few he cared to talk to in Barford, except Barbara, and there were things one could not mention to a woman.

Not once did the tactful Mr. Todd allude to the subject of life insurance, and he appeared wonderfully interested in David’s account of his life in the West; of his failures, few and far between, and of his successes, social and otherwise which, according to David, had been many and remarkable. Mr. Todd was a man of the world, that much was clear, with no foolish or fanatical prejudices. After dinner the two in a state of post-prandial amity strolled across to the barroom, where they partook of various cooling drinks, compounded, under David’s direction, by the alert young person behind the bar. And when later they strolled out to the piazza and David produced cigarettes, they had fallen into relations of such exceeding friendliness that David reopened the conversation in a more intimate tone than he had yet taken.

“This is the most confoundedly stupid hole a man ever dropped into,” he observed through the fragrant smoke wreaths.

“It looks kind of peaceful and soothing,” agreed Mr. Todd, with a chuckle; “I guess I can stand it for a few days, though.”

He looked away up the dusty street where an occasional pedestrian enlivened the solitude. “Thinking of settling here?” he asked.

David scowled.

“Yes,” he said. “Out in the country a mile or so.”

“Then you’ll have hopes of striking the metropolis here occasionally?” queried Mr. Todd facetiously. “I wouldn’t want to get too far away.”

David’s eyes were still fixed and frowning.