III. Of some dozen benefit societies in large towns.

IV. Of Guy’s Hospital Superannuation Fund.

V. To take the practical opinion of two experienced actuaries.

VI. Also of the Treasurer and Matron of St. Bartholomew’s;

It is not possible for Nurses to purchase Annuities out of their Savings.

My impression is that it is not possible, in the majority of cases, for either head-nurses or nurses to purchase annuities out of their savings.

I. Their work wears them out comparatively soon.

II. During its continuance they require to live well i. e., to have a sufficiency of good plain food.

III. They are obliged to put out and pay for either the whole or nearly the whole of their washing, making, and mending (and most properly obliged).