"He is certainly most affable, and thoroughly the gentleman," observed Mrs. Simpson, with her universal, beaming benevolence.

"Oh, he is good!" cried the widow, clasping her hands. "So delicately considerate! Such a true, loyal friend!"

In her own mind she was convinced that Mr. Bragg's visit was entirely due to Owen's influence. And her heart was overflowing with gratitude.

A new idea darted into Mrs. Simpson's imagination, always ready to accept a romantic view of things. How charming it would be if young Mr. Rivers were to marry the beautiful widow! They would make a delightful couple. Considerations of ways and means entered no more into Mrs. Simpson's calculations than they would have entered into little Enid's. The building of her castles in the air was entirely independent of money.

But there was, at bottom, a more common sensible reason which made the idea that Owen might marry Mrs. Bransby, agreeable to Amelia Simpson. In spite of the sympathy of Mr. Crump, the butcher, and other congenial spirits, it could not be denied that some rumours of a very unpleasant sort had recently been circulated in Oldchester to the discredit of Mrs. Bransby. When it became known that young Rivers, on his return from Spain, was to live in her house, the rumours began to take a more definite shape. No one could trace them to their source—perhaps no one tried very seriously to do so.

People asked each other if they had not always thought there was something a little odd—not quite becoming and nice—in the way that young Rivers used to be running in and out of Martin Bransby's house, at all times and seasons. Even during poor Mr. Bransby's lifetime, strange things had been said—at least, it now appeared so; for very few of the gossips professed to have heard any whispers of scandal themselves, while Martin lived. There was a strange story of young Rivers being caught kissing Mrs. Bransby's hand in the garden. There might be no harm in kissing a lady's hand. But, under the circumstances, there was something, almost revolting, was there not? And, then, why was Mrs. Bransby in such a hurry to run away from Oldchester?—away from all her friends and all her husband's friends? Surely she would have done better to remain there! At all events Mr. Theodore Bransby had been much annoyed by her doing so; and had replied to old friends, who spoke to him on the subject, that he could not control his step-mother's actions; could only advise her for the best; and should endeavour to assist her and her children, if she would allow him to do so. Of course people understood when he said that, that Mrs. Bransby was acting contrary to his judgment. And now, Mr. Rivers was actually going to reside in her house! It positively was not decent! No wonder Theodore looked distressed, and avoided the subject. It must be altogether a very painful affair for him.

This kind of scandal, with its inevitable crescendo, had been very differently received by Sebastian Simpson and his wife. He could not be said to encourage it; but neither did he repudiate it indignantly. But Amelia was true and devoted to Mrs. Bransby, and incurred some unpopularity by her enthusiastic praises of that absent lady. But there were also people who said what a good creature Mrs. Simpson was, and that—although she was a goose, and had probably been quite taken in—they liked to see her stand up for those who had been kind to her.

Under these circumstances, it was a great triumph for Amelia to find Mr. Bragg—the respectable, the influential, the rich Mr. Bragg—visiting Mrs. Bransby on a friendly footing, and treating her with marked kindness and respect. Simple though she might be, Amelia was not at all too simple to understand that the millionaire's approbation would carry weight with it. But now the idea of a marriage between Owen and the widow seemed still more delightful than the mere clearing of Mrs. Bransby's character from all aspersions. People had said that, as for him, the young man was probably suffering under a temporary infatuation. And that, even supposing the best, and taking the most charitable view of this—flirtation, it was out of the question that he should think of marrying a woman of Mrs. Bransby's age, and with five children to support!

Why should it be out of the question? Amelia said to herself. The few years' difference in their ages was of no consequence at all. And as to the family—Mr. Bragg would probably take Owen into partnership. He was evidently devotedly fond of them both! She had privately arranged the details of the wedding in her own mind before Owen returned from conducting Mr. Bragg to his cab.

When he did so, Mrs. Simpson declared it was time for her to go, and got up from her chair. But between that and her actual departure a great many words had still to intervene. She reverted to the death in the Castlecombe family; made a brief excursion to the report of Captain Cheffington's second marriage, "truly deplorable! But still, or dear Miranda is happily launched among the élite of the beau monde, so, perhaps, it is not so bad after all!" And then suddenly added—