"Papa," she said, "I do not understand this—I do not understand. Philip Tredennis! He gave money to Richard! Richard accepted money from him—to shield himself, to—This is too much for me!"

"Philip had intended the money for Janey," said the professor, "and when he understood how Richard had involved himself, and how his difficulties would affect you and your future, he made a most remarkable offer: he offered to assume the responsibility of Richard's losses. He did not intend that you should know what he had done. Such a thing would only have been possible for Philip Tredennis, and it was because I knew him so well, that, when I heard that it was his money that had been risked in the Westoria lands, I felt that something was wrong. He was very reticent, and that added to my suspicions. Then I made the discoveries through my friend, and my accusations of Richard forced him to admit the truth."

"The truth!" said Bertha,—"that I was to live upon Philip Tredennis' money; that, having been ruined by my husband, I was to be supported by Philip Tredennis' bounty!"

"Richard was in despair," said the professor, "and in his extremity he forgot"—

"He forgot me!" said Bertha. "Yes, he forgot—a great many things."

"It has seemed always to be Philip who has remembered," said the professor, sadly. "Philip has been generous and thoughtful for us from first to last."

Bertha's hand closed itself.

"Yes," she cried; "always Philip—always Philip!"

"What could have been finer and more delicate than his care and planning for you in this trouble of the last few days, to which I have been so blind!" said the professor.