"I hope I shall see you again soon, Miss Wyman," he said pleasantly, and Rebecca Mary devoutly hoped he would, too. "Good-by, Miss Loan Child." He grinned at Joan as she sat with her arms full of her treasures.

"Good-by." Joan released one hand to wave it at him as they drove away. "He's very nice, don't you think so, Miss Wyman? And awfully brave or he wouldn't have that cross. My father is as brave as a lion, too." And she held the photograph up so that Rebecca Mary could see how brave her father looked.

After Joan was tucked into Miss Stimson's abandoned bed Rebecca Mary sat by the window in the soft darkness and recalled the astonishing events of the day. How amazing they had been! And how jolly! She hoped she would see Peter Simmons again, but there wasn't much chance. He didn't go to the Lincoln school.

She laughed softly and jumped up and went to her desk to take out the insurance policy which was such a bugbear to her now and which was to be such a comfort to the old age that always had loomed so blackly before her. She read it over and then giggled as she took a sheet of paper and wrote across the top in large letters—"The Memory Insurance Company." And below in smaller letters she copied and adapted the form of her old policy—"by this policy of insurance agrees to pay on demand to Rebecca Mary Wyman such memories as she may have paid into the said company." And below that she wrote in large letters again just one word—"Payments."

She pressed her fountain pen against her lips and studied that one word before she chuckled and began to enter her payments.

"Kitchen curtains.

"A four-leaf clover, origin unknown.

"One loan child of mysterious parentage.

"A hero and his croix de guerre."