Jerilderie is a town about sixty miles from the Murray river on the New South Wales side of the border. It had a population at that time of about 300 inhabitants; there were three or four hotels, one bank, a police station with two mounted constables named Devine and Richards, and a telegraph station. The police station is situated some little distance outside the township.

About midnight on Saturday the 9th of February, Ned Kelly, Joe Byrne, Steve Hart, and Dan Kelly surrounded the police station, which was all in darkness, the constables having retired to their beds, when they were awoke by some one calling out—"Constable Devine, there is a drunken man at Davidson's hotel in the township who has committed a murder. Get up at once all of you." Constable Richards, who was up first, came outside, followed immediately afterwards by Devine, both being undressed and unarmed. Ned Kelly began to tell these men there was a great row in the township, and after conversing with them for some time, to make sure there were no other constables inside, he suddenly presented two revolvers at Devine's head, Joe Byrne doing the same to Constable Richards. The outlaws immediately procured the keys of the lock-up, took the two policemen and lodged them in their own watch-house, and locked the door. Having secured the constables, they attended to their horses, which had been left outside the station; they put them in the police stables, fed them well, and left them secure for the night. Whilst this was going on Ned Kelly went into the police station, secured all the arms belonging to the police, made the constable's wife and family go into one room, and placed Steve Hart as sentry over them, telling them if they gave the slightest alarm, that the two constables who were in the lock-up would be the first persons to be shot, and they themselves would also suffer the same death. The outlaws then made themselves as comfortable as they could, leaving one of their number on sentry until daylight on Sunday morning.

During all that day Mrs. Devine was allowed to go about the station as usual, so as not to raise any suspicion that anything unusual was going on. Ned Kelly ascertained from her, that it was her custom to clean out the church and prepare the place for service, and Joe Byrne was sent to this place of worship with Mrs. Devine, whilst she carried out her usual duties there. This took about half an hour, and they both returned to the station. No one called at the station during the day; had they done so, they would have been pounced upon and secured in the lock-up so as to prevent an alarm being given. The people attended service as usual, but no one came near the station.

Dan Kelly and Steve Hart had dressed themselves up in the police uniform, and walked about the station in a most conspicuous manner, and without attracting any attention. In the afternoon Joe Byrne dressed himself in police uniform, and with Steve Hart also in that dress, took Constable Richards out of the lock-up to accompany them round the town, in order that they might be made aware of the positions of hotels, bank, &c. They ordered the constable, in case any one came up and spoke to him, to introduce them as new constables about to be stationed there. Their walk lasted about an hour, and they again returned to the police barracks. Nothing of any note took place during the evening and Sunday night. Monday morning Joe Byrne, in uniform, took two of their horses to be shod by the police farrier in the township; he waited until they were shod, and then took them back to the police station.

About eleven o'clock, after locking up the policeman's wife and children with Constable Devine, they took out Constable Richards. Ned Kelly and Dan Kelly dressed in uniform, and walked to the township, followed by Hart and Byrne on horse-back. They first went to the Royal Hotel, owned by a Mr. Cox, when Constable Richards introduced Ned Kelly to Mr. Cox as Ned Kelly, who told the landlord he wanted to secure some rooms in the hotel, and that he also intended robbing the bank, but he did not want to injure any one. Ned Kelly placed the other three in certain positions, and gave each of them their instructions. Hart was placed inside the large dining-room, which was used as a room of detention, and every person who came near the hotel throughout the day was placed in this room, and all prisoners captured were taken over and kept in safety in this apartment. Byrne went to the back part of the establishment and collected all the servants, and made prisoners of them.

After this was done, they devoted their attentions to the Bank of New South Wales, in which there were three officers—Mr. Jarleton, manager, Mr. Living, accountant, and Mr. Mackin, sub-accountant. Mr. Living was the only one in the bank. He heard some footsteps approaching from the back-yard, and turned round thinking it was Mr. Jarleton, when he saw a man close to him. He immediately asked this man, who had already levelled his revolver at him, who he was. His reply was "the Kelly gang," and he at once called on him to "bail up." This man afterwards turned out to be Joe Byrne. Byrne then ordered him to deliver up what fire-arms he had. Mackin, who was standing outside the bank in the street, hearing voices, went inside, and Byrne immediately ordered him to jump over the counter, at the same time pointing two revolvers at him; this order he obeyed at once. Byrne then told the two bank officials they must accompany him to Cox's hotel, remarking at the same time they had all the police stuck up. The three then went to the hotel, where they met Ned Kelly, who asked for Mr. Jarleton, and was told he was in his dressing-room. Ned Kelly and Byrne went back to the bank, but could not find him. Ned Kelly returned to Cox's and brought back Mr. Living, telling him he had better find him. Living found him in his bath, and said, "Mr. Jarleton, we are stuck up, the Kellys are here, and the police are also stuck up." Byrne then brought over Dan Kelly, and left him in the bath-room in charge of the manager. Ned then took charge of Living, led him into the bank, and asked him what money they had in their keeping. Living replied, "There is between six and seven hundred pounds." Kelly replied, "You must have at least £10,000 here." Living then handed him the teller's cash, amounting to £691.

At this time a Mr. Elliot, the local school-master, entered the bank, quite unconscious of what was going on within, when Ned Kelly covered him with two revolvers and ordered him to get over the counter. Mr. Elliot replied he was unable to get over, but Kelly pretty soon made him do so. Kelly then tried to put the money into a bag, but it not being large enough to hold it, he got a bag of his own at the hotel and put the money in that. Kelly asked Living if they had any more money, and was told they had not. Kelly then went to the safe and asked what was in it, and Living said nothing of any value. Kelly insisted upon it being opened, and Living gave him one of the keys. Byrne wished to smash the safe, but Ned Kelly brought in the manager, who had been taken over to the hotel, and compelled him to give up the second key. The safe was then opened, when the sum of £1450 was taken out and placed in the bag.

Kelly then took down a large tin box from the shelf; he was told it was full of documents which were of no use. He replied, "Then I will burn them;" but Mr. Jarleton begged of him not to do so. Kelly took out one bundle of papers and put them in his pocket. He then told Mr. Jarleton he intended burning all the books in the office; however, he left the documents in the tin box, saying, "I will return directly and examine them all." They all then went to the hotel. Dan Kelly was in the bar, and Ned took him and another of the party to the back of the premises, made a fire, and burned four of the bank-books. I might mention here that Ned Kelly always posed as a friend of the working-man, and all they wanted was bank money, and not that of private individuals; and in all their exploits, if any of the gang had taken a watch, or stolen anything from a private individual, when complained of Ned had made them return it to the person from whom it was stolen. In this manner he was looked upon as a great hero, and gained a number of sympathizers, so in burning the books of the bank he thought he was protecting the poor man, as against the bank.

About this time a Mr. Rankin and a Mr. Gill, seeing the bank door open, went in, and they were immediately followed by Ned Kelly, who ordered them to "bail up." They at once grasped the situation, Rankin running into the hotel followed by Kelly, while Gill made off in another direction. The latter was the local newspaper proprietor, the former a well-to-do merchant, and a Justice of the Peace. When Kelly got up to Rankin he asked him why he had run away when he had ordered him to stand; he caught Rankin very roughly by the collar of his coat, and ordered him into the passage away from the other prisoners, telling him to straighten himself up, as he intended to shoot him, and levelled his revolver at him. Several of the prisoners called out to Ned Kelly not to fire, and he did not do so. He then called Hart by the name of "Revenge," and ordered him to shoot the first man who showed any signs of resistance, then addressing Rankin said, "If you attempt to move, you will be the first man to be shot." Mr. Rankin was a splendid able-bodied man, but without fire-arms in his possession he was powerless, and had to submit to be thus treated. Kelly then went and directed his attention to Mr. Gill, and in company with Mr. Richards and Mr. Living went to look for him. The policeman had his revolver with him, but Kelly had previously drawn the cartridges. They sent to Gill's house, and saw his wife; Kelly said to her, "Where is your husband?" She replied, "He has run away." Kelly then said, "I have a statement here which contains a little part of my life, and I want it published by Mr. Gill, will you take it?" She declined to do so.

Mr. Living then took the paper from Kelly, promising to have it published. The bushrangers then turned their attention to the telegraph office; they removed all the clerks from the office, and took them over to the hotel and put them amongst the other prisoners. Byrne remained in the office and overhauled all the messages that had been despatched that day. Kelly then returned and found Byrne in charge; he had cut all the wires, and Ned Kelly broke the insulators with his revolver. Ned Kelly told the telegraph master, Mr. Jefferson, that if he attempted to mend the wires before next day, or offer any resistance to himself or companions, he would shoot him; he also told him that he intended to take him a few miles into the bush when he left, and then liberate him but this he did not do. Kelly informed the company who were in the hotel, that he intended sticking up the Urana coach that night, and he would shoot any one who would warn the driver, but Mr. Jarleton succeeded in dispatching a messenger to Urana directly the outlaws left, to warn the banks against surprise. But this was only a ruse on their part, they never stuck up the coach, nor went near Urana. When Mr. Jarleton was found in his bath he had just returned from a long ride of forty miles. He stated, when Living told him they were stuck up, he thought it was a hoax they were playing on him, but when he saw Kelly and Byrne with revolvers in each hand, he saw the mistake he had made. Mr. Jarleton made some inquiries of Hart as to the movements of the gang, but after answering one or two, he pointed his revolver at him, and in an angry tone replied, "You had better stop asking such questions."