These financial straws, indicating the direction and force of the coming political winds, began to accumulate. The lull before the hurricane—the stagnation in commercial circles—became so ominous that soon the outside members and guests of the club ceased coming, being diligently occupied in earning their bread, and then Simmons sent the piano home—it had been loaned to him by reason of his profession and position—and only Fog-horn Cranch, Waller, Fred, Oliver, and Ruffle-shirt Tomlins were left. Alter a while, Waller gave up his room and slept in his studio and got his meals at the St. Clair, or went without them, so light, by reason of the hard times, was the demand for sheep pictures of Waller's particular make. And later on Tomlins went abroad, and Cranch moved West. And so the ruin of the club was complete; and so, too, this merry band of roysterers, with one or two exceptions, passes out of those pages.

Dear boys of the long ago, what has become of you all since those old days in that garret-room on Union Square? Tomlins, I know, turned up in Australia, where he married a very rich and very lovely woman, because he distinctly stated both of those facts in an exuberant letter to Oliver when he invited him to the wedding. "Not a bad journey—only a step, my dear Ollie, and we shall be so delighted to see you." I know this, to be true, for Oliver showed me the letter. Bowdoin went to Paris, where, as we all remember, he had a swell studio opening on to a garden, somewhere near the Arc de Triomphe, and had carriages stop at his door, and a butler to open it, and two maids in white caps to help the ladies off with their wraps. Poor Cranch died in Montana while hunting for gold, and my Lord Cockburn went back to London.

But does anybody know what has become of McFudd—irresistible, irresponsible, altogether delightful McFudd? that condensation of all that was joyous, rollicking, and spontaneous; that devotee of the tub and pink of neatness, immaculate, clean-shaven and well-groomed; that soul of good-nature, which no number of flowing bowls could disturb nor succeeding headaches dull; that most generous of souls, whose first impulse was to cut squarely in half everything he owned and give you your choice of the pieces, and who never lost his temper until you refused them both. If you, my dear boy, are still wandering about this earth, and your eye should happen to fall on these pages, remember, I send you my greeting. If you have been sent for, and have gone aloft to cheer those others who have gone before, and who could spare you no longer, speak a good word for me, please, and then, perhaps, I may shake your hand again.

With the dissolution of the happy coterie there came to Oliver many a lonely night under the cheap lamp, the desolate hall outside looking all the more desolate and uninviting with the piano gone and the lights extinguished.

Yet these nights were not altogether distasteful to Oliver. Fred had noticed for months that his room-mate no longer entered into the frolics of the club with the zest and vim that characterized the earlier days of the young Southerner's sojourn among them. Our hero had said nothing while the men had held together, and to all outward appearances had done his share not only with his singing, but in any other way in which he could help on the merriment. He had covered the space allotted to him on the walls with caricatures of the several boarders below. He had mixed the salad at Riley's the night of McFudd's farewell supper, with his sleeves rolled up to the elbows and the cook's cap on his head. He had lined up with the others at Brown's on the Bowery; drank his "crystal cocktails"—the mildest of beverages—and had solemnly marched out again with his comrades in a lock-step like a gang of convicts. He had indulged in forty-cent opera, leaning over the iron railing of the top row of the Academy of Music, and had finished the evening at Pfaff's, drinking beer and munching hardtack and pickles, and had laughed and sung in a dozen other equally absurd escapades. And yet it was as plain as daylight to Fred that Oliver's heart was no longer centred in the life about him.

The fact is, the scribe is compelled to admit, the life indulged in by these merry bohemians had begun to pall upon this most sensitive of young gentlemen. It really had not satisfied him at all. This was not the sort of life that Mr. Crocker meant, he had said to himself after a night at Riley's when Cranch had sounded his horn so loud that the proprietor had threatened to turn the whole party into the street. Mr. Crocker's temperament was too restful to be interested in such performances. As for himself, he was tired of it.

Nothing of all this did he keep from his mother. The record of his likes and dislikes which formed the subject-matter of his daily letters was an absorbing study with her, and she let no variation of the weather-vane of his tastes escape her. Nor did she keep their contents from her intimate friends. She had read to Colonel Clayton one of his earlier ones, in which he had told her of the concerts and of the way Cockburn had served the brew that McFudd had concocted, and had shown him an illustration Oliver had drawn on the margin of the sheet—an outline of the china mug that held the mixture—to which that Chesterfield of a Clayton had replied:

"What did I tell you, madame—just what I expected of those
Yankees—punch from mugs! Bah!"

She had, too, talked their contents over with Amos Cobb, who, since the confidence reposed in him by the Horn family, had become a frequent visitor at the house.

"There's no harm come to him yet, madame, or he wouldn't write you of what he does. Boys will be boys. Let him have his fling," the Vermonter had replied with a gleam of pleasure in his eye. "If he has the stuff in him that I think he has, he will swim out and get to higher ground; if he hasn't, better let him drown early. It will give everybody less trouble."