“If this state of things were confined only to the wealthier classes,—to those who have large estates and expectances,—all would be well enough; the extravagance of the rich furnishes scope for the industry of the poor: but with us, where young men without fortunes marry, at the age of twenty-one, girls of eighteen that have no money either, where the husband relies solely on his wits for supporting his wife and children, but few men can indulge themselves in reckless expenditure without growing indifferent as to the ways and means of paying their debts. I am proud of the enterprising spirit of my countrymen, who are always full of speculation and hope,—who live in the future, and care little about the present; but I regret that our fashionable ladies too should have caught the inspiration. A large portion of these, as has been said before, know little or nothing about their husbands’ property; they live in houses built or rented on credit, drive in carriages that are not paid for, wear clothes that are charged by the milliner, sit down to a dinner which stands in the book of the victualler, and finally sink to rest on beds that are settled for by a note of six months. They have no other regulator of their expenses but fashion;—but not the fashions of their own country, grown out of the natural position and the manners and customs of the people; but the fashions of Paris and London, made for a different people,—at least different as regards custom and circumstances;—and are at last as much surprised at the bankruptcies of their husbands as their creditors, who took them for rich men.

“And this evil, as I said before, is not confined to a small class; it extends to all who wish to be considered ‘genteel,’—an appellation which is daily working the most incalculable mischief. In order to be ‘genteel,’ it is necessary, in the first place, to know nobody that is not so; and our fashionable women and girls have a peculiar talent for staring their old friends and acquaintances out of countenance, as often as they take a new house. Next, they must live in a particular part of the town, and pay not less than from one to two thousand dollars’ rent. Then they must give so many parties a year, and not be seen wearing the same dress more than once in a season. And last, though not least, their husbands, brothers, and cousins must give evidence of their good breeding by abusing the republican institutions of their country.

“After they have been ‘genteel’ for a number of years, they are permitted to set up for ‘exclusives;’ for which purpose they must live in the West-end of the town, keep a carriage, claim a relationship with some French duke or British earl,—a colonel in the army or a captain in the navy will no longer answer at that stage,—invite the most distinguished Europeans (by way of hospitality) to their houses, and have their parlours ornamented with pictures in proof of their taste for the fine arts.”

A-propos!” exclaimed the doctor; “you remind me of my friend Mr. *** in Boston, who commissioned a gentleman of his acquaintance to purchase in Italy ten thousand dollars’ worth of pictures for his parlour. What sort of pictures did he get? I believe you know him, don’t you?”

“He did not want ‘any good ones,’” replied my friend; “for, when Mr. *** offered to purchase half-a-dozen originals, he was quite out of humour about it, telling him that for that money he expected to have all his rooms full. But let me continue my argument.”

“Don’t interrupt him!” vociferated the Bostonian; “he is just labouring under a spell of Southern eloquence.”

“An American exclusive,” resumed my friend, “is not yet a finished ‘aristocrat.’ There are yet a thousand things about him which betray his low origin, or, as the English have it, ‘smell of the shop.’ Though extravagant and wasteful, he has not yet learned to spend his money with ease and gracefulness. The women do not know how to speak French or Italian; and the boys, brought up sometimes at a public school, (for there are few families in the Northern States incurring the expense of a private tutor,) would necessarily imbibe some of the vulgarising spirit of democracy. As a finish then to the education of father, mother, and children, and perhaps, also, to drown in oblivion the tedious particulars of their rise and progress, our highest and best families emigrate for a short time to Europe, in order, in the society of noblemen, to attain that peculiar high polish and suavity of manners which it is impossible to acquire amidst the bustle of business and the vulgar turmoil of elections.

“How our ladies’ hearts beat when they think of Europe and its pleasures!—of the gay and graceful baronets!—the insinuating lords!—the rich, proud earls!—the noble dukes!—and, oh! the kings and princes and their courts! What magic is there in that word ‘King!’ to the mind of a genteel American! and how far will he stoop for the distinction of being admitted into his presence! What privilege, I heard them say, is it to shake hands with the President of the United States?—every blackguard, dressed in boots, can do the same. What honour is there in being present at a levee at the White House in Washington?—every journeyman mechanic may enjoy the same pleasure without even a decent suit of clothes. But a reception at a King’s, or a ball at court, are things to be proud of! They have slandered an American minister at St. Petersburg, by saying that he knelt before the Emperor; but I can assure you that in England Americans have assumed that attitude before the Queen!”

“That’s all right!” ejaculated the doctor; “a man cannot be too humble before a woman; but I do not like to see a Yankee humiliate himself before a King.”

“And in proportion before every duke or earl,” interrupted the Bostonian. “I remember, a year ago, while at Paris, to have called on an American lady who had been honoured by a visit from a distinguished Tory leader in the House of Lords. She felt, of course, the raptures of the blessed during his protracted presence; and when he at last rose to take his leave, and actually vanished through the parlour door, she observed to a young American, who had just been announced and was now entering the room, that the gentleman whom he had met in the entry was actually the famous Lord L——t. ‘Lord L——t!’ exclaimed the youth, sinking into a chair; ‘was it really Lord L——t?’ Here followed a pause of one or two minutes, during which he in vain struggled to recover his senses. ‘And this was Lord L——t!’ cried he, gasping for breath, and running to the window to catch another glimpse of the lord. ‘What an extraordinary man that Lord L——t is! How did you become acquainted with Lord L——t? Won’t you introduce me to Lord L——t?’”