"It isn't a question of shifting the responsibility, Montague," he said, dropping the bullying weapon to take up another. "The loan was made in my absence. Perhaps you may say that I went away purposely to give you the chance of making it, but, if you do, nobody will believe you. When it comes down to the matter of authorization, it is simply your word against mine—and mine goes. Don't you see what you've done? As the matter stands now, you have let yourself in for a criminal indictment, if the bank directors choose to push it. You have taken the bank's money to bolster up a failing concern in which you are a stockholder. Go to any lawyer in Lawrenceville—the best one you can find—and he'll tell you exactly where you stand."
While the big clock over the vault entrance was slowly ticking off a full half-minute the young man whose future had become so suddenly and so threateningly involved neither moved nor spoke, but his silence was no measure of the turmoil of conflicting emotions and passions that were rending him. When he looked up, the passions, passions which had hitherto been mere names to him, were still under control, but to his dismay his restraining hold upon them seemed to be growing momentarily less certain.
"I may not prove quite the easy mark that your plan seems to prefigure, Mr. Dunham," he returned at length, trying to say it calmly. "But assuming that I am all that you have been counting upon, and that you will carry out your threat and take the matter into the courts, what is the alternative? Just what are you expecting me to do?"
"Now you are talking more like a grown man," was the president's crusty admission. "You are in a pretty bad boat, Montague, and that is why I sent for you to-night. It didn't seem safe to waste any time if you were to be helped out. Of course, there will be a called meeting of the bank board to-morrow, and it will all come out. With the best will in the world to do you a good turn, I shan't be able to stand between you and trouble."
"Well?" said the younger man, still holding the new and utterly incomprehensible passions in check.
"You can see how it will be. If I can say to the directors that you have already resigned—and if you are not where they can too easily lay hands on you—they may not care to push the charge against you. There is a train west at ten o'clock. If I were in your place, I should pack a couple of suitcases and take it. That is the only safe thing for you to do. If you need any ready money——"
It was at this point that J. Montague Smith rose up out of the stenographer's chair and buttoned his coat.
"'If I need any ready money,'" he repeated slowly, advancing a step toward the president's desk. "That is where you gave yourself away, Mr. Dunham. You authorized that loan, and you meant to authorize it. More than that, you did it because you were willing to use the bank's money to put Carter Westfall in the hole so deep that he could never climb out. Now, it seems, you are willing to bribe the only dangerous witness. I don't need money badly enough to sell my good name for it. I shall stay right here in Lawrenceville and fight it out with you!"
The president turned abruptly to his desk and his hand sought the row of electric bell-pushes. With a finger resting upon the one marked "police," he said: "There isn't any room for argument, Montague. You can have one more minute in which to change your mind. If you stay, you'll begin your fight from the inside of the county jail."
Now, as we have seen, there had been nothing in John Montague Smith's well-ordered quarter century of boyhood, youth, and business manhood to tell him how to cope with the crude and savage emergency which he was confronting. But in the granted minute of respite something within him, a thing as primitive and elemental as the crisis with which it was called upon to grapple, shook itself awake. At the peremptory bidding of the newly aroused underman, he stepped quickly across the intervening space and stood under the shaded desk light within arm's reach of the man in the big swing-chair.