Early in the eighteenth century the village had become divided in its business interests, two trade centers having been created. Sharp rivalry had well begun before the new century was ten years old. As time went on, this rivalry deepened and spread until it permeated the entire community. Indeed, for three generations it formed a pivot around which many interests revolved.

At the beginning of the settlement, the indications were that the center would be in the neighborhood of what is now Main and Martin Brook Streets, where the first goods were sold. The desire to be as near as possible to the terminus of the Catskill Turnpike, and directly accessible to the river from their store, led Noble and Hayes to begin their enterprise at the extreme eastern end of the village. But the interests which centered at that distant point were afterwards shifted to Main and Mill Street, largely because new enterprises had grown up there. Here was found a site more nearly central; here were the thriving mills of Joel Bragg; here Roswell Wright in 1815 built his store; nearby was Bragg’s Hotel; here was St. Matthew’s Church; and here was established the post office.

Meanwhile, had occurred the opening of the store of Stephen Benton at Main and Clifton Streets, and the building of the hotel by Dr. Cone diagonally across the way. Here therefore was now another center. Thus had been cast the die from which so much of the subsequent history of the village was to take its rise—two rival centers of trade. Colonel North has shown with fullness, in a paper reprinted in a later chapter, what had been the growth of the two ends by 1828. Each in some respects had advantages. If the eastern, or upper, end had a young ladies’ private school, the western end had two physicians as against the other’s one. Up-town had the only church building and the grist and saw mill; but down-town had the fulling mill and the tannery. Each had a hotel. Wagons were made down-town and clocks and watches were there repaired, but hats were made up-town and so were coats and trousers. In one respect the honors were notably easy. Each had its own distillery; but this fact may have increased rather than allayed the disputatious tendencies.

The opening of the two stores of Stephen Benton and Roswell Wright was almost simultaneous. Mr. Wright at the beginning did business alone, but soon had as partner Moses G. Benjamin. Mr. Wright had come from Wethersfield, Connecticut, where he was born in 1785, and had previously started in business in Catskill. After remaining his partner in Unadilla for several years, Mr. Benjamin went to Bainbridge. Their store stood on the southeast corner of Main and Mill streets, and among those who helped to build it was Guido L. Bissell. Standing in the centre of the village, it supplanted for its immediate area the store formerly conducted by Solomon Martin and Gurdon Huntington, General Martin having died in 1816 and Dr. Huntington having gone to Cairo in 1813. It continued for a long period of years to be the up-town centre of village business life. Mr. Wright was postmaster for a number of years and he had in his employ, or as partners, at one time and another, young men who were to become notable factors in the future of the village. More than one was to remain a resident for sixty years.

Arnold B. Watson, one of the number, was a native of Albany County, and came to the village in 1821 to take charge of a classical school in the upper story of the building that long stood on the site of R. K. Teller’s residence. He was then twenty-three years old. Two and a half years later he entered Roswell Wright’s store and in a short time was a partner, the firm becoming Wright and Watson. Later it was Wright, Watson and Company, Abiel D. Williams having joined the firm.

Mr. Wright died in 1832 and Mr. Watson went into business on his own account in the brick store which had been erected across the street in 1832, on the site of the Masonic Hall. The Masonic Hall was then ten years old. It had been built by Lord and Bottom and was now removed eastward to the site of the present beautiful residence afterwards built by Mr. Watson. Here Mr. Watson continued to do business for many years, and here he established the Unadilla Bank, which for more than twenty years was perhaps the most widely known bank in this part of the valley. Clark I. Hayes became his partner, and by this firm the extensive operations of Noble and Hayes were revived and long continued.

Mr. Watson’s activities outside his firm extended in many directions. He became active in the organization and building of the Albany and Susquehanna railroad and his name was one of those proposed for president. Of St. Matthew’s Church he was senior warden and treasurer for thirty years. To him more than to any other one person was the village indebted for the old Academy. He not only had the largest amount of stock but in every possible way promoted its welfare afterwards, his interest never ceasing until his death.

Mr. Watson had twenty-two shares of the Academy stock; A. D. Williams had sixteen; L. B. Woodruff, twelve; Erastus Kingsley, thirteen; Mrs. Charles C. Noble, eight; C. I. Hayes, eight; the estate of Isaac Hayes, twelve; Mrs. Isaac Hayes, seven; Joel Bragg, five; and W. J. Thompson, two. An effort was made to secure for the Academy the land known as the Harper lot, which faced Main Street opposite the present Sands and Arnold residences. Subscriptions were solicited, but disputes arose, ending in the purchase of the present site from Joel Bragg, land which was then an orchard.

The absence of down-town names from the list of stockholders would indicate that down-town men had been disappointed in the selection of the site, the stock being entirely taken by men living uptown. The building was erected by Mr. Thompson in 1851. It continued in use until 1894, when the present fine structure of brick was erected and the old building sold and taken down, the Academy site and its endowment fund being united with the new school.

Mr. Watson, in 1832, built for his residence the brick structure which now forms part of Bishop’s Hotel. Erastus Kingsley afterwards acquired this property and enlarged it for hotel purposes. Later on Mr. Watson erected the residence which still stands east of the brick store. Mr. Thompson built it for him. This involved the second removal of the Masonic Hall, which was taken to its present site where with its enlargements it stands as the summer home of Lester T. Hubbell. Mr. Thompson found a model for Mr. Watson’s new house near Utica, or at least some suggestions for it; but otherwise he was the architect as well as the builder of that noble village residence.