[Footnote 9: See Vol. I, ch. 37, secs, 6 and 9.]
[Footnote 10: See e.g., Vol. I, pp. 271. 335, 365 367.]
[Footnote 11: See Vol. I, p. 304.]
[Footnote 12: See above, ch. 6, on the standard of deferred payments.]
[Footnote 13: See note on tariff legislation and business crises, end of ch. 15.]
[Footnote 14: In both cases there is what is called in statistics a high degree of correlation (viz., .719 and .800), indicating that there is that percentage of probability that there is some causal relation between the two sets of figures.]
[Footnote 15: See above, ch. 9, secs. 5, 6, 8.]
CHAPTER 11
INSTITUTIONS FOR SAVING AND INVESTMENT
§ 1. The nature of saving. § 2. Economic limit of saving. § 3. Commercial bank deposits of an investment nature. § 4. Investment banking. § 5. Savings banks in the United States. § 6. Typical mutual savings banks. § 7. Postal savings plan. § 8. Advantages of the postal savings plan. § 9. Collection of savings and education in thrift. § 10. Building and loan associations. § 11. The main features. § 12. The continuous plan. § 13. The distribution of earnings. § 14. Possible developments of savings institutions.