“You commenced rather young—so young that I am afraid your education was neglected.”

“Well, I was a good scholar in school; here is a recommendation from my teacher.”

Richard Goldwin read the letter, which purported to be signed by the principal of a well known school.

“This speaks well of you,” said the banker.

Felix looked pleased, and cast a triumphant glance at Herbert, who sat at a little distance off, anxiously awaiting his turn to be examined. He was afraid the banker might settle upon young Mortimer without even investigating his own fitness for the position.

“For what firm did you work?” asked Richard Goldwin.

“For Wormley & Jollup,” replied Felix, firmly.

“The large trunk manufacturers up Broadway?”

“Yes, sir.”

“Why didn’t you remain with them?”