Spinel. Spinels are found along with ruby in Burmah and in Siam and they also occur in the gem gravels of Ceylon. Limestone is the usual matrix of spinel, although it is more often mined in gravels resulting from the weathering of the matrix.

Topaz. True topaz, of wine-yellow color, comes mostly from Brazil. Ceylon also furnishes yellow topaz. Asiatic Russia furnishes fine large blue or blue-green crystals resembling aquamarine in appearance. Most of the topaz found in other localities is pale or colorless. Several of our western States, notably Utah, Colorado, and California, furnish colorless topaz. Mexico and Japan also produce it. It is seldom cut, for, while producing a rather brilliant stone, it has little "fire" and is therefore not very attractive.

Emerald and Aquamarine. Beryl of the emerald variety is exceedingly scarce in the earth. Most of the best emerald comes from Colombia, South America. Large crystals of paler color come from the Urals.

Like ruby and spinel, emerald usually originates in limestone. One is tempted to suspect that these stones are of aqueous origin and that sapphires, and beryl, other than emerald, are more likely of igneous origin.

Beryls of the aquamarine type occur in many places, but usually of too pale a tint, or too imperfect, to be worthy of cutting. Fine gem beryl of blue and blue-green tints comes from Siberia and from several places in the Ural Mountains on their Asiatic slopes.

The Minas Geraes district of Brazil, famous for all kinds of gem stones, furnishes most of the aquamarine of commerce. The pegmatite dikes of Haddam Neck, Conn., of Stoneham, Me., and of San Diego County, Cal., have furnished splendid aquamarine and other beryl. These dikes, according to the geological evidence, are the result of the combined action of heat and water. Thus both melting and dissolving went on together and as a result many fine gem minerals of magnificent crystallization were formed during the subsequent cooling. The longer the cooling lasted and the more free space for growth the crystals had, the larger and more perfect they got. The author has himself obtained finely crystallized aquamarine and tourmaline from the Haddam, Conn., locality and the best specimens there occur in "pockets" or cavities in the coarse granite. Within, these pockets are lined with crystals of smoky quartz, tourmaline, beryl, and other minerals. Sometimes crystals occur in mud or clay masses inside the cavities and such crystals, having been free to grow uninterruptedly in every direction, were perfect in form, being doubly terminated, and not attached anywhere to the rock.

Madagascar has in recent years furnished the finest pink beryl, which has been named Morganite. Yellow beryl (Heliodor) and aquamarine also occur in Madagascar.

Zircon. Zircon comes on the market mainly from Ceylon. It deserves to be as much esteemed in this country as it is in Ceylon, for its optical properties are such that it is a very snappy stone. Some of the colors in which it occurs, such as the golden browns, lend themselves nicely to the matching of gems and garments, and, with the growth of education in such matters, jewelers would do well to get better acquainted with the possibilities of zircon and to introduce it to their customers. The supply from Ceylon is sufficient to justify popularizing the stone. Small zircons are found in almost every heavy concentrate, as, for example, in the concentrates of the diamond mines of South Africa, and in those of gold placers in many places. The rough stones resemble rough diamonds in luster and are sometimes mistaken for diamonds.

Garnets. Garnets of various types are found widely distributed in nature. Perhaps the Bohemian supply is best known, having furnished a host of small stones which have usually been rose cut for cluster work or made into beads. The Bohemian garnets are of the pyrope or fire-red type. Relatively few large stones of sufficient transparency for cutting are produced in the Bohemian mines. The so-called "Cape rubies" of the diamond mines of South Africa are pyrope garnets and some large and fine ones are found. The "Arizona rubies" are pyrope garnets, and while seldom of notable size, some are of very fine color, approaching deep rubies, and the color remains attractive by artificial light.

Almandite garnet, the "almandine" of the jeweler is less abundant than pyrope, when of gem quality. Ceylon furnishes some and India furnishes perhaps more. Brazil, from its prolific gem gravels at Minas Novas, supplies good almandite, and smaller quantities are found in many different localities.