"Then I shall go over to the store with you myself and see Mr. Langdon," announced Walter firmly. After that, the conversation drifted into a discussion of the respective merits of the two ponies that Ned and Walter were riding.

Arriving at the store, Walter dismounted, and, tossing the reins to Ned, ran up the steps into the store, while Tad began methodically to haul the market baskets from the wagon, piling them together on the sidewalk.

In a moment Walter came hurrying out.

"It's all right," he called from the top step. "Mr. Langdon says hitch your horse here, while you go over with me to see father."

"Very well," replied Tad, as, with evident reluctance, he followed his friend to the hank, half a block up the street.

Mr. Perkins greeted his young guest with marked courtesy.

"Walter delayed telling me of your heroic conduct in saving his life until last night, Thaddeus. I am sorry. But, according to the old saying, 'it is never too late to mend.' Therefore, I want to thank you now."

Mr. Perkins grasped the lad's hands in a firm grip, while Tad, hiding his embarrassment as best he could, gazed with steady eyes into the face of the banker.

"I'm sorry he told you, sir. I just pulled him out—that was all."

The banker laughed.