"He knows of my father in a business way," said Locke. "I suppose that's it. Do you mean that he showed you a sum of money here on this island?"

"Yes," said Polly Wickes slowly, "after I had been here a little while; a very large sum—half a million, he said."

"Good heavens!" exclaimed Locke. "That's hardly safe, is it? I know the peculiar form his disease has taken is an antipathy to all investments, but can't Miss Marlin persuade him to deposit it somewhere?"

"That's exactly what guardy said," nodded Polly Wickes. "But it's quite useless. Dora has tried, but her father won't even tell her where he keeps it."

Howard Locke rose from his chair, walked over to the empty fireplace, and, standing with his back to Polly Wickes, opened his cigarette case.

"Captain Newcombe, of course, is quite au fait with the conditions?" he observed casually.

"Of course," said Polly Wickes ingenuously. "I naturally wrote him all about it."

"Naturally!" agreed Howard Locke.

He stooped over, and, striking a match on the edge of the fireplace, lighted his cigarette. So Captain Francis Newcombe had known all about it, had he, even before he had left England? And yet Captain Francis Newcombe in the smoking room of the liner on the way across had been densely in ignorance, and even alarmed for his ward's safety at the first intimation that her host was a monomaniac! It was rather peculiar! More than peculiar!

Locke turned, and, leaning against the mantel over the fireplace, faced Polly Wickes. His mind was working swiftly, piecing together strange and apparently irrelevant fragments, that, irrelevant as they appeared, seemed to make a most suggestive whole. Captain Newcombe had lied that night on board the liner. Why? Who was it that had invaded his, Locke's stateroom and had searched through his belongings? And why? Why was it that now for the first time in four years Captain Newcombe should have come to visit his ward in America? He had more than Newcombe's word for that—Polly here had said so herself; and Miss Marlin had referred to it in the most natural way when welcoming Newcombe that morning. What had an insane old man, who hid away a half-million dollars on a little island in the Florida Keys, got to do with the letter received in London and containing those facts that Polly Wickes had just admitted she had written? What did it mean? Was a certain, insistent deduction to be carried to a logical conclusion, or was he hunting a mare's nest in his mind? Was it a mere coincidence in life, where far stranger coincidences were daily happenings—or was it a half-million dollars? And Polly Wickes, here? Captain Francis Newcombe—and his ward! Was it a bird of paradise in cahoots with a vulture? No, he wouldn't believe that! It was preposterous! There weren't any grounds for it anyway. He was an irresponsible fool. He became angry with himself. He was worse than a fool—he was a cad! The girl's very ingenuousness in what she had said put to rout any possibility of connivance. But, damn it—Captain Newcombe's ward! How? What was the explanation of that? And if—