The lawyer shook his head while he drank another glass of hot water:

"You see," he said, wiping his moustache in the hollow of his palm, "you see, we haven't figured on the mortgages yet."

"Mortgages?" echoed Vandover.

"Yes," answered Mr. Field, "when I spoke of expenses I was basing them upon the monthly statements of Adams & Brunt, your father's agents. But they never looked after the mortgages. Your father acted directly with the banks in that matter. I find that there are mortgages that cover the entire property, even the homestead. They are for 6-1/2 and 7 per cent. In some cases there are two mortgages on the same piece of property."

"Well," said Vandover.

"Well," answered the lawyer, "the interest on these foots up to about two hundred and ninety dollars a month."

Vandover made another hasty calculation on his cuff, and leaned back in his chair staring at the lawyer, saying:

"Why, that leaves eighty-four dollars a month, net."

"Yes," assented Field. "I made it that, too."

"Why, the governor used to allow me fifty a month," returned Vandover, "just for pocket money."