"But she ought to make a will," said Miss Cushing. "That's the long and short of it; and she ought to have a friend who would tell her so. That would be no more than a Christian duty which any one of us would owe to another, if cases were changed."

"I don't look upon Mrs. Cliff as such a very old woman," said Miss Inchman, "but I agree with you that this thing ought to be put before her. Willy Croup will never do it, and really if some one of us don't, I don't know who will."

"There's Mrs. Perley," said Mrs. Archibald.

"Oh, she'd never do!" struck in Miss Cushing. "Mrs. Perley is too timid. She would throw it off on her husband, and if he talks to Mrs. Cliff about a will, her money will all go to the church or to some charity. I should say that one of us ought to take on herself this friendly duty. Of course, it would not do to go to her and blurt out that we all thought she would not live very long, and that she ought to make her will; but conversation could be led to the matter, and when Mrs. Cliff got to consider her own case, I haven't a doubt but that she would be glad to have advice and help from an old friend."

All agreed that this was a very correct view of the case, but not one of them volunteered to go and talk to Mrs. Cliff on the subject. This was not from timidity, nor from an unwillingness to meddle in other people's business, but from a desire on the part of each not to injure herself in Mrs. Cliff's eyes by any action which might indicate that she had a personal interest in the matter.

Miss Cushing voiced the opinion of the company when she said: "When a person has no heirs, relatives ought to be considered first, but if there are none of these, or if they aren't suitable, then friends should come in. Of course, I mean the oldest and best friends of the party without heirs."

No remark immediately followed this, for each lady was thinking that she, probably more than any one else in Plainton, had a claim upon Mrs. Cliff's attention if she were leaving her property to her friends, as she certainly ought to do.

In years gone by Mrs. Cliff had been a very kind friend to Miss Cushing. She had loaned her money, and assisted her in various ways, and since her return to Plainton she had put a great deal of work into Miss Cushing's hands. Dress after dress for Willy Croup had been made, and material for others was still lying in the house; and Mrs. Cliff herself had ordered so much work, that at this moment Miss Cushing had two girls upstairs sewing diligently upon it.

Having experienced all this kindness, Miss Cushing felt that if Mrs. Cliff left any of her money to her friends, she would certainly remember her, and that right handsomely. If anybody spoke to Mrs. Cliff upon the subject, she would insist, and she thought she had a right to insist, that her name should be brought in prominently.

Mrs. Ferguson had also well-defined opinions upon the subject. She had two daughters who were more than half grown, had learned all that they could be taught in Plainton, and she was very anxious to send them away to school, where their natural talents could be properly cultivated. She felt that she owed a deep and solemn duty to these girls, and she had already talked to Mrs. Cliff about them.