"No, no, not that, only as a very last resort, and thank Heaven we do not have to think of it now," she answered, as the dark figure shuffled up the walk.

"Good evening, Mr. Cheatham. Walk right inside, please. We were just sitting out here talking, Richard and I. Have a chair, won't you?" she said, hospitably.

The lawyer was also a money-lender, and accounted a very shrewd customer.

He was a dried-up specimen of humanity, and mumbled in talking as though never certain how long he could hold his false upper set of teeth in place; Dick had known him for years, but never fancied the old bachelor, who was said to be even richer than Mr. Gibbs, though he wore shabby clothes and drove a rig that would have shamed most men.

"Ahem! I have just dropped in to see you about the sale, Mrs. Morrison. I offered you twelve hundred for the place, counting the mortgages, and you held out for fourteen hundred. Now, circumstances have arisen whereby I am enabled to raise my bid to thirteen hundred. There is about eight hundred due on the place, which will leave you an equity of five hundred. Shall we call it a go, madam?"

"No, sir, I have changed my mind since I saw you," replied the widow, smiling at his eagerness; for knowing his crafty ways she felt positive he had found a chance to dispose of the pretty cottage at a very much greater sum, if he could only get possession of it.

"Well, though the property is hardly worth it I must accept your terms then, and give you the full fourteen hundred, though it will leave me a scant chance to come out even after I have made certain repairs, and put it on the market again," he said.

She shook her head in the negative.

"You did not understand me, Mr. Cheatham when I said I had changed my mind."

"Why, certainly, madam, every woman is given that privilege. I suppose you have concluded to put the price up to fifteen hundred. It is a ridiculous sum; but rather than disappoint a client who has set his heart on securing this same house, I suppose I must submit to the inevitable and consent to pay that exorbitant price," he went on.