"I think you are very bright and quick," said Dick with earnestness. "If you want to get on in the world I wouldn't think smoking would be good for you."

"Aw, all de kids does it. An' look at de men. Why, I seen a millionaire once an' he was smokin' a big black cigar."

"Perhaps; but I don't believe he smoked when he was a boy."

"Aw, sure he did. Smokin's fun."

"I wish you'd give it up," went on Dick. "It must cost you something."

"Oh, not much. Only a nickel a day. Crimps! I knows some fellers dat smokes three packs a day."

"That is too many, even for a man, I would think. But if you only spent five cents a day, that's thirty-five cents a week."

"All dat?" inquired Jimmy. "I never s'posed it was so high. Maybe I'm spendin' too much."

"Thirty-five cents is nearly a quarter of the amount we pay a week for our room," went on Dick.

"Well, I'll cut down some," promised Jimmy, "but I ain't goin' t' stop altogedder."