"It will seem strange to be working for some one else, when you have had your own farm so many years," said Mrs. Crosby.

"A man's farm isn't very much his when there's a mortgage on it. Never again will I try to live under such conditions. Why, I feel almost happy, now that I know there is no interest to meet. We will go somewhere else and begin life over again."

"Yes, and we've got to go somewhere to-night," added Nettie with a laugh, the first real one since their misfortune. "We have no beds here—nearly everything was sold. What are we going to do, daddy—sleep in the barn, in the hay? Do you suppose the sheriff would let us?"

"No need for that," replied her father. "We'll go to the hotel to-night. In the morning I will consider matters, and decide what is best to do. But I think I'll write a letter to the boys and tell them the bad news as gently as possible. Have you their address, Nettie?"

"Yes, father, but I imagine they must be in the mountains now."

"Well, mail will probably be forwarded. I'll ask them if they made out any worse with their gold hunting than I did with my farming."

But though he made light of it, Mr. Crosby was a man broken in spirit. Through no fault of his own he found himself, in the decline of life, with hardly enough to live on half a year, and no prospects of anything better. Still he did not despair.

The little family went to the village hotel that evening. Many of their neighbors, who sympathized with them, invited them to share their homes, but Mr. Crosby thought it would be less embarrassing for his wife and daughter if they went to the hotel.

It was on the way there that Mr. Hayson, the village postmaster, stopped Mr. Crosby on the street.

"Sorry to hear of your bad luck," he said.