Yet this money was passed to no one's credit on the bank's books, nor was it carried as part of the bank's reserve. When the old concern took out its national charter, in 1863, it did not venture or did not remember to claim this specie as part of the reality behind its greenback circulation. It was never merged in other funds, nor converted, nor put at interest. The bag lay there intact, with one brown stain of blood upon it, where Romolo de Soto had grasped it while a cutlass gash was fresh across his hand. And so it was carried, in specie, in its original package: "Four hundred and twenty-three American eagles, and fifteen hundred and fifty-six Spanish doubloons; deposited by —— De Soto, June twenty-fourth, eighteen hundred and twenty-nine; for the benefit of whom it may concern."
And it concerned very much two people with whom our narration has to do,—one, James McMurtagh, our hero; the other, Mr. James Bowdoin, then called Mr. James, member of the firm of James Bowdoin's Sons. For De Soto, having escaped with his neck, took good pains never to call for his money.
II.
A very real pirate was De Soto. None of your Captain Kidds, who make one voyage or so before they are hanged, and even then find time to bury kegs of gold in every marshy and uncomfortable spot from Maine to Florida. No, no. De Soto had better uses for his gold than that. Commonly he traveled with it; and thus he even brought it to Boston with him on that unlucky voyage in 1829, when Mr. James Bowdoin was kind enough to take charge of it for him. One wonders what he meant to do with a bag of gold in Boston in 1829.
This happened on Thursday, the 24th of June. It was the day after Mr. James Bowdoin's (or Mr. James's, as Jamie McMurtagh and others in the bank always called him; it was his father who was properly Mr. James Bowdoin, and his grandfather who was Mr. Bowdoin)—after Mr. James's Commencement Day; and it was the day after Mr. James's engagement as junior clerk in the counting-room; and it was the day after Mr. James's engagement to be married; and it was the day but one after Mr. James's class's supper at Mr. Porter's tavern in North Cambridge. Ah, they did things quickly in those days; ils savoient vivre.
They had made him a Bachelor of Arts, and a Master of Arts he had made himself by paying for that dignity, and all this while the class punch was fresher in his memory than Latin quantities; for these parchment honors were a bit overwhelming to one who had gone through his college course non clam, sed vi et precario, as his tutor courteously phrased it. And then he had gotten out of his college gown into a beautiful blue frock coat and white duck trousers, and driven into town and sought for other favors, more of flesh and blood, carried his other degree with a rush—and Miss Abigail Dowse off to drive with him. And that evening Mr. James Bowdoin had said to him, "James!"
"Yes, sir," said Mr. James.
"Now you've had your four years at college, and I think it's time you should be learning something."