With the bitterness of the money-bought document to shatter my veracity regarding the ascent of Mt. McKinley ever before me, I canceled in November all my lecture engagements. Mr. William M. Grey, then managing my tour, broke contracts covering over $140,000. But, for the time being, these could not be filled. I was nearing a stage of mental and physical exhaustion, and required rest. Seeking a quiet retreat, my wife and I left the Waldorf-Astoria and secured quarters at the Gramatan Inn, in Bronxville, N. Y. Here was prepared my report and data to be sent to Copenhagen.

At this time, as if again destined by fate, innocently I made my greatest error, opened myself to what became the most serious and damaging charge against my good faith, and the misstated account of which, published later, was used by my enemies in their efforts to brand me as a conscious faker and deliberate fraud.

When I now think of the incidents leading up to the acquaintance of Dunkle and Loose, it does seem that I had lost all sense of balance, and that my brain was befogged. Shortly before I had started West, Dunkle was brought to me by Mr. Bradley on the pretext of wanting to talk life insurance.

During my lecture tour threats from fanatics reached me, and in my nervous condition it was not hard for me to believe that my life was in danger. Then, too, it seemed that all the money I had made might be spent in efforts to defend myself. I decided to protect my wife and children by life insurance. How Dunkle guessed this—if he did—I do not know. But at just the right moment he appeared, and I fell into the insurance trap.

At the time I did not know that Dunkle had been a professional "subscription-raiser," who, while I was in the North, had volunteered to raise money for a relief expedition—provided he was given an exorbitant percentage.

For this reason both Anthony Fiala and Dillon Wallace had refused to introduce him to me before he secured the introduction by Mr. Bradley. When Mrs. Cook first saw him, with feminine intuition she said:

"Don't have anything to do with that man. I don't like his looks."

I did not heed this, however. After some futile life insurance talk, he surprised me by saying irrelevantly:

"By the way, I have an expert navigator, a friend of mine, who can prove that Peary was not at the Pole."

"I have not challenged Mr. Peary's claim," I replied, "and do not wish to. The New York Herald, however, may listen to what you have to say." That was all that was said at the time.