The idea of taking up business was mooted to him first by a Monsieur d'Assonvillez, an acquaintance of Madame de Berny, whom he used to see and talk with when staying, as he occasionally did, at the small apartment rented by his father in Paris. Just then Urbain Canel, the celebrated publisher of Romantic books, was thinking of putting on the market compact editions of the old French classics, beginning with Moliere and La Fontaine; and Balzac, either already knowing him or being introduced to him by a mutual friend, was admitted to join in the undertaking. The money necessary for the partnership was lent to him by Monsieur d'Assonvillez, who, as a sharp business man, imposed conditions on the loan which secured him from loss in case of failure. The editions were to be library ones, illustrated by the artist Deveria (who about this time painted Balzac's portrait), and were to be published in parts. The price was high, twenty francs for each work; and additional drawbacks were the smallness of the type and the poorness of the engravings. No success attended the experiment; at the end of a twelvemonth not a score of copies had been sold. By common consent the firm, which had been increased to four partners, broke up their association, and Balzac was left sole proprietor of the concern, the assets of which consisted of a large quantity of wastepaper, and the liabilities amounted to a respectable number of thousand francs.
Madame Surville attributes the fiasco to the professional jealousy of competitors, who discouraged the public from buying; but the cause of the discomfiture lay rather in the faulty manner in which the partners carried out their plan. Monsieur d'Assonvillez being still an interested adviser, Balzac now submitted to him a project for retrieving his losses by adding a printing to his publishing business. The stock and goodwill of a printer were to be bought, and a working type-setter, named Barbier, was to be associated as a second principal in the affair, on account of his practical experience. The project was approved, and the elder Balzac was persuaded to come forward with a capital of about thirty thousand francs, this sum being required to pay out the retiring printer, Monsieur Laurens, and obtain the new firm's patent. Madame de Berny had already lent Honore money to help him in the publishing scheme. At present, she induced her husband to intervene with the Government so that the printing licence might be granted without delay.
The printing premises were situated at No. 17, Rue des Marais, Faubourg Saint-Germain, to-day Rue Visconti, near the Quai Malaquais. The street, which is a narrow one, subsists nearly the same as it was a century ago. Older associations, indeed, are attached to it. At No. 19 died Jean Racine in 1699, and Adrienne Lecouvreur in 1730. No. 17 was a new construction when Balzac went to it, having probably been built on the site where Nicolas Vauquelin des Yveteaux used to receive the far-famed Ninon in his gardens. On the impost, where formerly appeared the names Balzac and Barbier, now may be read "A. Herment, successeur de Garnier." The place is still devoted to like uses.
In the Lost Illusions, whose part-sequel David Sechard reproduces Balzac's life as a printer, there is a description of the ground floor: "a huge room, lighted on the street-side by an old stained-glass window and on the inner yard-side by a casement." The passage in Gothic style led to the office; and on the floor above were the living rooms, one of which was hung with blue calico, was furnished with taste, and was adorned with the owner's first novels, bound by Thouvenin. In this "den," during the two years that he was engaged in the printing trade, were received the daily visits of her he called his Dilecta.
She could not give him the practical business qualities in which he was utterly lacking and for which his wonderful intuitions of commercial possibilities were no compensation; but she could smile at his enthusiasms and sympathize with his disappointments, which had their see-saw pretty regularly in the interval from the 1st of June 1826 to the 3rd of February 1828. A very fair trade was done; and, in fact, some of the books he printed were important: Villemain's Miscellanies, Merimee's Jacquerie, Madame Roland's Memoirs, not to speak of his own small Critical and Anecdotal Dictionary of Paris Signboards, published under a pseudonym, or rather anonymously, since it was signed Le Batteur de Pave, the "Man in the Street." But the senior partner, he who should have financed the concern with all the more wariness as d'Assonvillez, the principal supplier of capital, had a mortgage upon the whole estate, allowed himself to be paid for his printing, more often than not, in bills for which no provision was forthcoming and in securities that were rotten. One debt of twenty-eight thousand francs was settled by the transfer of a lot of old unsaleable literature, which would have been dear at a halfpenny a volume. And then, when everything was in confusion—debtors recalcitrant and creditors pressing—what must he do but launch on another venture, buy the bankrupt stock of a type-founder, and start manufacturing. A fresh partner, Laurent, was admitted into the firm in December 1827, with a view to his exploiting the presumably auxiliary branch; and a prospectus was issued vaunting a process of type-founding, which Balzac was wrongly credited with having invented. Within two months after this spurt, and while a fine album was in preparation, which was to illustrate the firm's improved method, Barbier withdrew from the partnership. His desertion would have at once spelt disaster, if Madame de Berny had not boldly stepped into the vacant place, with a power of attorney conferred on her by her husband, and pledged her credit for nine thousand francs. During three months longer, the tottering house continued to hold up; and then, under the avalanche of writs and claims, it fell. A petition in bankruptcy was filed in April, and the estate was placed in the hands of an official receiver.
On reaching this crisis so big with consequences, Balzac had recourse to his mother, who, though little disposed in the past to humour his bent, consented now to every sacrifice in order to save his credit. Her first step was to get her cousin Monsieur Sedillot to occupy himself with the liquidation, she authorizing him at the same time to make whatever arrangement he should judge best, and promising to accept it. She was most anxious to spare her husband, at present eighty-three years of age, the grief he must feel if informed of the full extent of the disaster. Alas! notwithstanding her precautions, the old man did learn the truth; and the shock hastened his end. Within twelve months after the bankruptcy he met with a slight accident, which, acting on his enfeebled constitution, was fatal to him.
Balzac's liabilities, at the moment of the failure, were one hundred and thirteen thousand francs. The effect of the liquidation was to reduce the number of creditors, so that his indebtedness was restricted to members of his own family and to Madame de Berny. The latter's claims were partly met by her son's taking over the business with Laurent, the other partner. Being thus reconstituted, the firm subsequently prospered. To-day it still carries on its affairs under the control of a Monsieur Charles Tuleu, who succeeded Monsieur de Berny. Madame Surville would have us believe that, if her parents had only supported Honore more unreservedly at the commencement, he could have realized a fortune; but all the facts of her brother's life go to prove the contrary.
Referring, a decade later, to these dark days, which loaded him with a burden of debt that he never shook off but increased by his natural inability to balance receipts and expenditure, he spoke of Madame de Berny's kindness, and declared that he had repaid the Dilecta in 1836 the last six thousand francs he owed her, together with their five per cent interest. As on many other occasions, Balzac imagined something which had not been done, though he apparently believed what he asserted. The following anecdote re-establishes the facts of the case.
Monsieur Arthur Rhone, a friend of the de Berny family, who used to visit the son Alexander in the office of the Rue des Marais, often admired on the mantelpiece a fine bust of Flora, modelled by Marin. One day the printer said to him: "Do you know how much that bust cost me? . . . Fifteen thousand francs. I got it from Balzac, who owed me a great deal of money. Once when I was at his house in Passy, he exclaimed: 'Since I can't pay you, take what you like from here to reimburse yourself.'" This work of art, a Louis XVI. gilt-bronze time piece, with its two candelabra, once also in Balzac's possession, was part payment of the balance due to the de Berny family, and was surrendered only in the forties.
The novelist, whose memory was so short in money matters, had a longer recollection of his moral obligations. In the letter above referred to, he confessed: "Without her (Madame de Berny) I should have died. She often divined that I had not eaten for several days (here he was probably piling on the agony). She provided for everything with angelic kindness. Her devotion was absolute." It ended only with the Dilecta's life.