I laughed. "What I may be worth, Major, I really cannot say; but I trust that the event will prove that you are not far wrong. Say no more, my dear fellow."

"I understand—you are not yet of age—of course, have not yet come into possession of your fortune."

"That is exactly the case, Major. I am now but little more than nineteen."

"You look older; but there is no getting over baptismal registries with the executors. Newland, you must content yourself for the two next years in playing Moses, and only peep at the promised land."

We made two or three more calls, and then returned to St James's Street. "Where shall we go now? By-the-bye, don't you want to go to your banker's?"

"I will just stroll down with you, and see if they have paid any money in," replied I, carelessly.

We called at Drummond's, and I asked them if there was any money paid in to the credit of Mr Newland.

"Yes, sir," replied one of the clerks: "there is one thousand pounds paid in yesterday."

"Very good," replied I.

"How much do you wish to draw for?" inquired the Major.