"Because they have married foolish, extravagant wives, who will run them in debt; and when once in debt, it is no easy matter in this country to get out of it. They must insure their lives for the money which they borrow; and as the house of agency will be gainers by their demise, of course they will not be permitted to leave the country and their chance of the cholera morbus. Don't you think that my niece looks remarkably well?"

"I do; the climate does not appear to have affected her."

"Rather improved her," replied the colonel; "she is not so thin as when she came on shore. God bless her! I'm sure, Mr Forster, I am under great obligations to you for having persuaded me to go for the dear girl when she arrived. She has been a treasure to me! If she has had one, she has had twenty offers since you left; many unexceptionable; but she has refused them all. In some instances I have persuaded her—I thought it was my duty. But no; she has but one answer, and that is a decided one. She will not leave me. She has watched and attended me in my sickness as my own daughter. I say again, God bless her!"

It was with delight that Newton heard these encomiums upon Isabel, and her resolution not to marry. Whether it was wholly on account of not wishing to leave the colonel or not, still every delay gave him more chance of ultimate success. Isabel, who had stayed away that the colonel might have time to make any communications to Newton, now returned, and the conversation became general. Newton entered into a narrative of what had occurred during his passage home, and amused them with his anecdotes and conversation.

In about an hour the colonel rose from his chair that he might prepare for dinner; and then it was that Newton perceived the great change which had taken place. He was no longer upright, but bowed down; his step was no longer firm, it was almost tottering; and, as he left the room, Newton's eyes met those of Isabel.

"You think him ill?" said Isabel, inquiringly.

"Yes, I do, Miss Revel. He is very much changed; his stamina appears to have been exhausted by the climate. I trust he will go home as he proposes."

"He has been ill—very ill indeed. He talks constantly of home; he has done so for months; but when the time comes he puts it off. I wish you would persuade him."

"I will do all I can; but if you cannot prevail, I'm afraid that my persuasion will be of little use."

"Indeed, I think otherwise; you have power over him, Mr Forster. I have not forgotten how kindly you exercised it in my behalf. We—that is," continued Isabel, colouring up, "the colonel has often talked of you since you quitted us."