“Good morning, Oxley,” said Mr. Tarkington in his thin, measured tones. “Are you busy? I should like a word with you.”

“Come along in, Tarkington,” the solicitor rejoined heartily. “I’m not doing anything that can’t wait. Sit you down, and have a spot.”

“Thanks, no, I’ll not drink, but I’ll take one of these cigarettes if I may.” He drew the client’s big leather covered chair nearer to Mr. Oxley and went on: “A really extraordinary thing has just happened, Oxley, and I thought I’d like to consult you about it before taking any action—if I do take action.”

Mr. Oxley took a cigarette from the box from which the other had helped himself.

“What’s up?” he asked, as he struck a match.

“It’s about that terrible Starvel affair, the fire, you know. I begin to doubt if the matter is really over, after all.”

“Not over? What on earth do you mean?”

“I’ll tell you, and it is really a most disturbing thought. But before you can appreciate my news I must explain to you how Averill carried on his bank business. The poor fellow was a miser, as you know, a miser of the most primitive kind. He loved money for itself—just to handle and to look at and to count. His safe was just packed full of money, but of course you know all this, and that it was through this dreadful weakness of his that poor girl lost what should have come to her.”

“I know,” Mr. Oxley admitted.

“Averill’s income passed through the bank, and that’s how I come to be aware of the figures. He had between sixteen and seventeen hundred a year and it came from three sources. First he had a pension; he had held a good job with some company in London. That amounted to about three hundred pounds. Next he had an annuity which brought him in £150. But the major portion came from land—land on the outskirts of Leeds which had been built over and which had become a very valuable property. In this he had only a life interest—not that that affects my story, though it explains why that poor girl didn’t get it.”