A Girl of the Commune

by G. A. Henty

"We need not begin with any greetings, Mr. Brander," Cuthbert said, coldly. "I have come to tell you a story."

"This is a very extraordinary manner of address, Mr. Hartington," the lawyer said, in a blustering tone, though Cuthbert noticed his color had paled, and that there was a nervous twitching about the corners of his lips. Brander had felt there was danger, and the blow had come so suddenly that he had not had time to brace himself to meet it. Without paying any attention to the words, Cuthbert seated himself and repeated—

"I have come to tell you a story, Mr. Brander. There was once a man who was solicitor, agent, and friend of a certain land-owner. One day he had heard from his client's doctor that he had had an attack of heart-disease and that his life was only worth a few weeks' purchase; also that the landowner desired that an absolute silence should be observed as to his illness. Then, like another unjust steward, the lawyer sat down to think how he could best turn an honest penny by the news. It was rather a tough job; it would involve forgery among other things, and there was a good deal of risk, but by playing a bold game it might be managed."

"What do you mean by this?" the lawyer exclaimed, furiously.

"Calm yourself, Mr. Brander. There is no occasion for you to fit the cap on to your own head yet. If you think there is anything in my story of a libellous nature you are at liberty to call your two clerks in to listen to it. Well, sir, the scheme this lawyer I am telling you about worked out did credit to his genius—it was complicated, bold, and novel. It happened he was solicitor to a bank. He knew the bank was hopelessly involved, that it could last but a few weeks longer, and that its failure would involve the whole of the shareholders in absolute ruin. If, therefore, he were to contrive to place his client's name on the register of shareholders that point would be achieved. Accordingly, having forms by him he filled one up, forging the name of his client. It would not have done to have had the date of the transfer later than the seizure of that gentleman, for manifestly no man, aware that he had but a few days or weeks to live, would have entered on a fresh investment. He, therefore, ante-dated the transfer by some three weeks.

"As to the witnesses to the forged signature there was no difficulty. He waited for a few days till his client called upon him, and then, after his departure, called in his two clerks, who witnessed the signature as a matter of course,—an irregular proceeding, doubtless, but not altogether uncommon. That matter concluded he went to the bank. It was above all things important that none of the directors should be cognizant of his client having been put on the register, as being friends of that gentleman they might have mentioned the matter to him when they met him. Having the manager a good deal under his thumb, from his knowledge of the state of affairs, he requested him to pass the transfer with others at the next board meeting, in such a way that it should be signed as a matter of routine without the names being noticed, suggesting that the manager should transfer some of the shares he held. This little business was satisfactorily performed and the name passed unnoticed on to the register. There was one thing further to be done in this direction, namely, that the bank should not fail before the death of his client, and he therefore requested the manager to let him know should there be any pressure imminent on the bank's resources, offering to get some of the mortgages it held transferred, and so to bolster up the bank for a considerable time. As a matter of fact he did raise £20,000 in this manner, and so kept the bank going until after his client's death, when he withdrew the offer, there being no longer any occasion to keep it on its legs. You follow this, I hope, Mr. Brander. It is interesting for ingenuity and boldness."

The lawyer made no reply. As Cuthbert spoke the ruddy color on his cheeks had been replaced by a ghastly pallor. An expression of bewilderment had come across his face, the perspiration stood out in big drops on his forehead.

"Thus far you see, Mr. Brander," Cuthbert went on, "the first part of the scheme had been ably carried out, but it still remained to reap the benefit of this ingenuity. In the first place it was certain that the estate of his client would, on the failure of the bank, come into the market. Under such circumstances, and seeing there would be widespread ruin in the county, the estate would fetch far under its value. It would be advisable to get it cheaper still, and this could be managed by the production of a mortgage upon it, and by the invention of a plausible tale to account for that mortgage having been kept a secret even from the dead man's son. As to the deed itself, the matter was easy enough; the document would only have to be drawn up by himself, or in some office in London, the signature of his client affixed as before and the two clerks be called in to witness it.

"It would be necessary to satisfy the official liquidator, however, who might make some inquiries concerning it. It happened that some time before the lawyer had had occasion to pay over the sum of £15,000, as he would be able to prove by his bank-book. Therefore, £15,000 was the sum fixed upon for the mortgage, and the date of that document was made to coincide with that of the payment of that amount. It was easy enough to place among the dead man's papers receipts for the half-yearly payment of this interest. It was not necessary to show that his client had paid these sums by check, as they would, of course, have been deducted from the amount to be handed over by him as agent to his client.

"The scheme worked admirably. After the death of his client, the bank was allowed to break, the estate fell into the hands of the official receiver of the bank, the mortgage was presented, and the proofs considered satisfactory. The lawyer bought the estate for some £20,000 below its value, and this with the mortgage brought the purchase money down from £70,000 to half that sum. The story is interesting, and if anyone should doubt it I am in a position to prove it up to the hilt. I have the sworn statement of the bank manager as to the particulars of the interview with him, the injunction that the transfer should be passed unnoticed, the offer to support the bank, and the partial fulfilment of that offer. I have the opinion of an expert that the signature is not only a forgery but an exceedingly clumsy one. I have the statement of one of the clerks that the signature of both the transfer and the mortgage was witnessed by him and his fellow-clerk in obedience to the orders of the solicitor, but they did not see the signature affixed.